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SPFPL MURAT-ALBAN : revenue, balance sheet and financial ratios

SPFPL MURAT-ALBAN is a French company founded 7 years ago, specialized in the sector Gestion de fonds. Based in SARRALBE (57430), this company of category PME shows in 2022 a net income positive of 148 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SPFPL MURAT-ALBAN (SIREN 840561971)
Indicator 2022 2021 2020 2019 2018
Revenue N/C N/C N/C N/C N/C
Net income 147 733 € 93 864 € 133 075 € -3 434 € -45 540 €
EBITDA -619 € N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C

Revenue and income statement

In 2022, SPFPL MURAT-ALBAN generates positive net income of 148 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-619 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-619 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

147 733 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 218%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 31%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

218.463%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

31.369%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.964

Solvency indicators evolution
SPFPL MURAT-ALBAN

Sector positioning

Debt ratio
218.46 2022
2020
2021
2022
Q1: 0.01
Med: 15.74
Q3: 126.79
Average

In 2022, the debt ratio of SPFPL MURAT-ALBAN (218.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
31.37% 2022
2020
2021
2022
Q1: 12.13%
Med: 51.88%
Q3: 88.01%
Average +12 pts over 3 years

In 2022, the financial autonomy of SPFPL MURAT-ALBAN (31.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.96 years 2022
2022
Q1: -0.05 years
Med: 0.0 years
Q3: 3.19 years
Average

In 2022, the repayment capacity of SPFPL MURAT-ALBAN (4.96) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 9024.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

9024.727

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-263.651

Liquidity indicators evolution
SPFPL MURAT-ALBAN

Sector positioning

Liquidity ratio
9024.73 2022
2020
2021
2022
Q1: 96.29
Med: 394.11
Q3: 2450.04
Excellent +23 pts over 3 years

In 2022, the liquidity ratio of SPFPL MURAT-ALBAN (9024.73) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-263.65x 2022
2022
Q1: -46.58x
Med: 0.0x
Q3: 0.0x
Average

In 2022, the interest coverage of SPFPL MURAT-ALBAN (-263.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 533 days. Excellent situation: suppliers finance 533 days of the operating cycle (retail model).

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

533 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SPFPL MURAT-ALBAN

Positioning of SPFPL MURAT-ALBAN in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 109 transactions of similar company sales in 2022, the value of SPFPL MURAT-ALBAN is estimated at 852 072 € (range 399 716€ - 1 867 652€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
109 transactions
399k€ 852k€ 1867k€
852 072 € Range: 399 716€ - 1 867 652€
NAF 5 année 2022

Valuation method used

Net Income Multiple
147 733 € × 5.8x = 852 073 €
Range: 399 716€ - 1 867 652€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare SPFPL MURAT-ALBAN with other companies in the same sector:

Frequently asked questions about SPFPL MURAT-ALBAN

What is the revenue of SPFPL MURAT-ALBAN ?

The revenue of SPFPL MURAT-ALBAN is not publicly disclosed (confidential accounts filed with INPI).

Is SPFPL MURAT-ALBAN profitable?

Yes, SPFPL MURAT-ALBAN generated a net profit of 148 k€ in 2022.

Where is the headquarters of SPFPL MURAT-ALBAN ?

The headquarters of SPFPL MURAT-ALBAN is located in SARRALBE (57430), in the department Moselle.

Where to find the tax return of SPFPL MURAT-ALBAN ?

The tax return of SPFPL MURAT-ALBAN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SPFPL MURAT-ALBAN operate?

SPFPL MURAT-ALBAN operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.