SIREN : 830196101
SPFPL FINANEST is a French company founded 8 years ago, specialized in the sector Activités des sociétés holding. Based in LIMOGES (87000), this company of category PME shows in 2025 a net income positive of 531 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 531 418 € | 538 770 € | 557 168 € | 594 348 € | 346 503 € | 463 996 € | 780 818 € | 566 570 € |
| EBITDA | -3 571 € | -5 648 € | -3 255 € | -3 173 € | -3 077 € | -7 663 € | -5 164 € | -12 554 € |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2025, SPFPL FINANEST generates positive net income of 531 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2025: 567 k€ -> 531 k€.
-3 571 €
-3 570 €
531 418 €
The debt ratio (= Financial debt / Equity x 100) stands at 30%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability.
30.346%
76.672%
2.242
In 2025, the debt ratio of SPFPL FINANEST (30.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of SPFPL FINANEST (76.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of SPFPL FINANEST (2.24) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 40846.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
40846.302
-300.028
In 2025, the liquidity ratio of SPFPL FINANEST (40846.30) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of SPFPL FINANEST (-300.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 262 days. Excellent situation: suppliers finance 262 days of the operating cycle (retail model).
0 €
0 j
262 j
0 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 211 917€ to 6 530 739€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SPFPL FINANEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SPFPL FINANEST is not publicly disclosed (confidential accounts filed with INPI).
Yes, SPFPL FINANEST generated a net profit of 531 k€ in 2025.
The headquarters of SPFPL FINANEST is located in LIMOGES (87000), in the department Haute-Vienne.
The tax return of SPFPL FINANEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SPFPL FINANEST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.