Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

SPFPL CLERMONT NORD : revenue, balance sheet and financial ratios

SPFPL CLERMONT NORD is a French company founded 4 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in CLERMONT-FERRAND (63100), this company of category PME shows in 2024 a net income negative of -28 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SPFPL CLERMONT NORD (SIREN 912677218)
Indicator 2024 2023
Revenue N/C N/C
Net income -27 661 € -2 249 €
EBITDA -2 662 € -2 249 €
Net margin N/C N/C

Revenue and income statement

In 2024, SPFPL CLERMONT NORD records a net loss of 28 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 662 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 661 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-27 661 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -101%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -11704%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-100.854%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-11704.049%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-10.957

Solvency indicators evolution
SPFPL CLERMONT NORD

Sector positioning

Debt ratio
-100.85 2024
2023
2024
Q1: 0.01
Med: 13.69
Q3: 116.56
Excellent

In 2024, the debt ratio of SPFPL CLERMONT NORD (-100.85) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-11704.05% 2024
2023
2024
Q1: 13.95%
Med: 55.8%
Q3: 90.35%
Watch

In 2024, the financial autonomy of SPFPL CLERMONT NORD (-11704.0%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-10.96 years 2024
2023
2024
Q1: 0.0 years
Med: 0.15 years
Q3: 4.69 years
Excellent

In 2024, the repayment capacity of SPFPL CLERMONT NORD (-10.96) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-939.144

Liquidity indicators evolution
SPFPL CLERMONT NORD

Sector positioning

Interest coverage
-939.14x 2024
2023
2024
Q1: -144.56x
Med: -8.16x
Q3: 0.0x
Average -50 pts over 2 years

In 2024, the interest coverage of SPFPL CLERMONT NORD (-939.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of SPFPL CLERMONT NORD in its sector

Comparison with sector Fonds de placement et entités financières similaires

Similar companies (Fonds de placement et entités financières similaires)

Compare SPFPL CLERMONT NORD with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about SPFPL CLERMONT NORD

What is the revenue of SPFPL CLERMONT NORD ?

The revenue of SPFPL CLERMONT NORD is not publicly disclosed (confidential accounts filed with INPI).

Is SPFPL CLERMONT NORD profitable?

SPFPL CLERMONT NORD recorded a net loss in 2024.

Where is the headquarters of SPFPL CLERMONT NORD ?

The headquarters of SPFPL CLERMONT NORD is located in CLERMONT-FERRAND (63100), in the department Puy-de-Dome.

Where to find the tax return of SPFPL CLERMONT NORD ?

The tax return of SPFPL CLERMONT NORD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SPFPL CLERMONT NORD operate?

SPFPL CLERMONT NORD operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.