Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

SPFPL CHARLOTTE BERNHARD : revenue, balance sheet and financial ratios

SPFPL CHARLOTTE BERNHARD is a French company founded 7 years ago, specialized in the sector Activités des sociétés holding. Based in MULHOUSE (68100), this company of category PME shows in 2022 a net income positive of 116 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SPFPL CHARLOTTE BERNHARD (SIREN 852783307)
Indicator 2022 2021 2020 2019
Revenue N/C N/C N/C N/C
Net income 115 931 € 103 425 € 18 877 € -1 260 €
EBITDA -524 € N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2022, SPFPL CHARLOTTE BERNHARD generates positive net income of 116 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-524 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-524 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

115 931 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 344%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 19%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 7.3 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

343.958%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

19.097%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

7.327

Solvency indicators evolution
SPFPL CHARLOTTE BERNHARD

Sector positioning

Debt ratio
343.96 2022
2020
2021
2022
Q1: 0.1
Med: 13.78
Q3: 79.91
Average

In 2022, the debt ratio of SPFPL CHARLOTTE BERNHARD (343.96) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
19.1% 2022
2020
2021
2022
Q1: 21.11%
Med: 62.06%
Q3: 90.2%
Average

In 2022, the financial autonomy of SPFPL CHARLOTTE BERNHARD (19.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
7.33 years 2022
2022
Q1: 0.0 years
Med: 0.1 years
Q3: 3.28 years
Average

In 2022, the repayment capacity of SPFPL CHARLOTTE BERNHARD (7.33) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1.67. The company can meet its short-term commitments with a reasonable safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1.668

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2394.084

Liquidity indicators evolution
SPFPL CHARLOTTE BERNHARD

Sector positioning

Liquidity ratio
1.67 2022
2020
2021
2022
Q1: 111.66
Med: 499.96
Q3: 2835.13
Average

In 2022, the liquidity ratio of SPFPL CHARLOTTE BERNHARD (1.67) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-2394.08x 2022
2022
Q1: -53.22x
Med: 0.0x
Q3: 0.0x
Average

In 2022, the interest coverage of SPFPL CHARLOTTE BERNHARD (-2394.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Positioning of SPFPL CHARLOTTE BERNHARD in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 70 transactions of similar company sales in 2022, the value of SPFPL CHARLOTTE BERNHARD is estimated at 430 086 € (range 139 156€ - 873 354€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2022
70 tx
139k€ 430k€ 873k€
430 086 € Range: 139 156€ - 873 354€
NAF 5 année 2022

Valuation method used

Net Income Multiple
115 931 € × 3.7x = 430 087 €
Range: 139 157€ - 873 354€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 70 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare SPFPL CHARLOTTE BERNHARD with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about SPFPL CHARLOTTE BERNHARD

What is the revenue of SPFPL CHARLOTTE BERNHARD ?

The revenue of SPFPL CHARLOTTE BERNHARD is not publicly disclosed (confidential accounts filed with INPI).

Is SPFPL CHARLOTTE BERNHARD profitable?

Yes, SPFPL CHARLOTTE BERNHARD generated a net profit of 116 k€ in 2022.

Where is the headquarters of SPFPL CHARLOTTE BERNHARD ?

The headquarters of SPFPL CHARLOTTE BERNHARD is located in MULHOUSE (68100), in the department Haut-Rhin.

Where to find the tax return of SPFPL CHARLOTTE BERNHARD ?

The tax return of SPFPL CHARLOTTE BERNHARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SPFPL CHARLOTTE BERNHARD operate?

SPFPL CHARLOTTE BERNHARD operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.