SIREN : 827534926
SPEED45 is a French company founded 9 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in PITHIVIERS (45300), this company of category PME shows in 2024 a revenue of 589 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | 588 711 € | 568 663 € |
| Net income | -3 963 € | 22 549 € |
| EBITDA | 39 613 € | 66 324 € |
| Net margin | -0.7% | 4.0% |
In 2024, SPEED45 achieves revenue of 589 k€. Vs 2023: +4%. After deducting consumption (273 k€), gross margin stands at 316 k€, i.e. a rate of 54%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 40 k€, representing 6.7% of revenue. Warning negative scissor effect: despite revenue change (+4%), EBITDA varies by -40%, reducing margin by 4.9 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -4 k€ (-0.7% of revenue), which will impact equity.
588 711 €
315 597 €
39 613 €
-3 823 €
-3 963 €
6.7%
The debt ratio (= Financial debt / Equity x 100) stands at 194%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers).
194.355%
13.957%
-0.511%
-17.557
3.1%
In 2024, the debt ratio of SPEED45 (194.35) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SPEED45 (14.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SPEED45 (-17.56) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 155.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
155.852
0.303
In 2024, the liquidity ratio of SPEED45 (155.85) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SPEED45 (0.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 9 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 66 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). Inventory turnover is 29 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 28 days of revenue, i.e. 45 k€ to permanently finance.
45 007 €
9 j
66 j
29 j
28 j
Based on 148 transactions of similar company sales in 2024, the value of SPEED45 is estimated at 75 352 € (range 31 035€ - 121 950€). With an EBITDA of 39 613€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SPEED45 with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers
The revenue of SPEED45 in 2024 is 589 k€.
SPEED45 recorded a net loss in 2024.
The headquarters of SPEED45 is located in PITHIVIERS (45300), in the department Loiret.
The tax return of SPEED45 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SPEED45 operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.