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SPECTRAL TRANSACTIVE MEMORY SYSTEMS : revenue, balance sheet and financial ratios

SPECTRAL TRANSACTIVE MEMORY SYSTEMS is a French company founded 8 years ago, specialized in the sector Edition de logiciels applicatifs. Based in EVRY-COURCOURONNES (91000), this company of category PME has financial data available below. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SPECTRAL TRANSACTIVE MEMORY SYSTEMS (SIREN 837539386)
Indicator 2020
Revenue N/C
Net income 0 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2020, SPECTRAL TRANSACTIVE MEMORY SYSTEMS records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 94%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 43%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

93.851%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

43.426%

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

67.5%

Solvency indicators evolution
SPECTRAL TRANSACTIVE MEMORY SYSTEMS

Sector positioning

Debt ratio
93.85 2020
2020
Q1: 0.0
Med: 9.92
Q3: 67.01
Average

In 2020, the debt ratio of SPECTRAL TRANSACTIVE MEMO... (93.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
43.43% 2020
2020
Q1: 14.94%
Med: 37.99%
Q3: 60.87%
Good

In 2020, the financial autonomy of SPECTRAL TRANSACTIVE MEMO... (43.4%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 427.07. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

427.075

Liquidity indicators evolution
SPECTRAL TRANSACTIVE MEMORY SYSTEMS

Sector positioning

Liquidity ratio
427.07 2020
2020
Q1: 151.67
Med: 259.84
Q3: 432.24
Good

In 2020, the liquidity ratio of SPECTRAL TRANSACTIVE MEMO... (427.07) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 655 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 535 days. The gap of 120 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

655 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

535 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SPECTRAL TRANSACTIVE MEMORY SYSTEMS

Positioning of SPECTRAL TRANSACTIVE MEMORY SYSTEMS in its sector

Comparison with sector Edition de logiciels applicatifs

Similar companies (Edition de logiciels applicatifs)

Compare SPECTRAL TRANSACTIVE MEMORY SYSTEMS with other companies in the same sector:

Voir toutes les statistiques du secteur Edition de logiciels applicatifs

Frequently asked questions about SPECTRAL TRANSACTIVE MEMORY SYSTEMS

What is the revenue of SPECTRAL TRANSACTIVE MEMORY SYSTEMS ?

The revenue of SPECTRAL TRANSACTIVE MEMORY SYSTEMS is not publicly disclosed (confidential accounts filed with INPI).

Is SPECTRAL TRANSACTIVE MEMORY SYSTEMS profitable?

Profitability information is not publicly available.

Where is the headquarters of SPECTRAL TRANSACTIVE MEMORY SYSTEMS ?

The headquarters of SPECTRAL TRANSACTIVE MEMORY SYSTEMS is located in EVRY-COURCOURONNES (91000), in the department Essonne.

Where to find the tax return of SPECTRAL TRANSACTIVE MEMORY SYSTEMS ?

The tax return of SPECTRAL TRANSACTIVE MEMORY SYSTEMS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SPECTRAL TRANSACTIVE MEMORY SYSTEMS operate?

SPECTRAL TRANSACTIVE MEMORY SYSTEMS operates in the sector Edition de logiciels applicatifs (NAF code 58.29C). See the 'Sector positioning' section above to compare the company with its competitors.