SIREN : 350026639
SPECINOV is a French company founded 37 years ago, specialized in the sector Programmation informatique. Based in ECOUFLANT (49000), this company of category PME shows in 2025 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 584 523 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C | 1 117 550 € |
| Net income | 212 248 € | 201 893 € | 203 005 € | 136 000 € | 205 209 € | 231 673 € | 198 283 € | 206 854 € | -196 008 € |
| EBITDA | 257 300 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C | 101 478 € |
| Net margin | 13.4% | N/C | N/C | N/C | N/C | N/C | N/C | N/C | -17.5% |
In 2025, SPECINOV achieves revenue of 1.6 M€. Revenue is growing positively over 9 years (CAGR: +4.0%). After deducting consumption (0 €), gross margin stands at 1.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 257 k€, representing 16.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 212 k€, i.e. 13.4% of revenue. This profit can be retained or distributed to shareholders.
1 584 523 €
1 584 523 €
257 300 €
246 539 €
212 248 €
16.2%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 48%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 13.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
51.964%
48.285%
13.514%
2.063
46.0%
In 2025, the debt ratio of SPECINOV (51.96) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2025, the financial autonomy of SPECINOV (48.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of SPECINOV (2.06) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 492.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.1x. Operating income very largely covers interest expenses: high safety margin.
492.434
9.05
In 2025, the liquidity ratio of SPECINOV (492.43) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of SPECINOV (9.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 73 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 51 days. The company must finance 22 days of gap between collections and payments. WCR is negative (-3 days): operations structurally generate cash. Over 2016-2025, WCR increased by +46%, requiring additional financing.
-12 914 €
73 j
51 j
0 j
-3 j
Based on 120 transactions of similar company sales (all years), the value of SPECINOV is estimated at 506 564 € (range 236 772€ - 1 355 081€). With an EBITDA of 257 300€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SPECINOV with other companies in the same sector:
Voir toutes les statistiques du secteur Programmation informatique
The revenue of SPECINOV in 2025 is 1.6 M€.
Yes, SPECINOV generated a net profit of 212 k€ in 2025.
The headquarters of SPECINOV is located in ECOUFLANT (49000), in the department Maine-et-Loire.
The tax return of SPECINOV is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SPECINOV operates in the sector Programmation informatique (NAF code 62.01Z). See the 'Sector positioning' section above to compare the company with its competitors.