SPEAKYLINK : revenue, balance sheet and financial ratios

SPEAKYLINK is a French company founded 12 years ago, specialized in the sector Conseil en systèmes et logiciels informatiques. Based in SAINT-HERBLAIN (44800), this company of category PME shows in 2018 a revenue of 623 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SPEAKYLINK (SIREN 793370081)
Indicator 2023 2022 2019 2018 2018 2017
Revenue N/C N/C N/C 622 843 € 746 985 € 481 612 €
Net income -81 821 € -218 489 € -106 924 € 57 096 € 124 024 € 72 488 €
EBITDA N/C N/C N/C 86 307 € 165 354 € 83 637 €
Net margin N/C N/C N/C 9.2% 16.6% 15.1%

Revenue and income statement

In 2023, SPEAKYLINK records a net loss of 82 k€. This deficit will reduce equity on the balance sheet.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-81 821 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 879%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 6%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

879.36%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

5.887%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

14.1%

Solvency indicators evolution
SPEAKYLINK

Sector positioning

Debt ratio
879.36 2023
2019
2022
2023
Q1: 0.0
Med: 4.6
Q3: 39.98
Watch +34 pts over 3 years

In 2023, the debt ratio of SPEAKYLINK (879.36) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
5.89% 2023
2019
2022
2023
Q1: 8.2%
Med: 34.41%
Q3: 61.07%
Average -39 pts over 3 years

In 2023, the financial autonomy of SPEAKYLINK (5.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 137.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

137.01

Liquidity indicators evolution
SPEAKYLINK

Sector positioning

Liquidity ratio
137.01 2023
2019
2022
2023
Q1: 145.87
Med: 232.2
Q3: 431.15
Average -12 pts over 3 years

In 2023, the liquidity ratio of SPEAKYLINK (137.01) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SPEAKYLINK

Positioning of SPEAKYLINK in its sector

Comparison with sector Conseil en systèmes et logiciels informatiques

Similar companies (Conseil en systèmes et logiciels informatiques)

Compare SPEAKYLINK with other companies in the same sector:

Voir toutes les statistiques du secteur Conseil en systèmes et logiciels informatiques

Frequently asked questions about SPEAKYLINK

What is the revenue of SPEAKYLINK ?

The revenue of SPEAKYLINK in 2018 is 623 k€.

Is SPEAKYLINK profitable?

SPEAKYLINK recorded a net loss in 2023.

Where is the headquarters of SPEAKYLINK ?

The headquarters of SPEAKYLINK is located in SAINT-HERBLAIN (44800), in the department Loire-Atlantique.

Where to find the tax return of SPEAKYLINK ?

The tax return of SPEAKYLINK is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SPEAKYLINK operate?

SPEAKYLINK operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.