SIREN : 440170256
SP PATRIMOINE is a French company founded 24 years ago, specialized in the sector Agences immobilières. Based in MIGNE-AUXANCES (86440), this company of category PME shows in 2020 a revenue of 86 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|
| Revenue | 85 686 € | 94 582 € | 92 732 € | 93 733 € |
| Net income | 48 636 € | 53 696 € | 52 707 € | 51 661 € |
| EBITDA | 69 139 € | 81 523 € | 80 077 € | 80 328 € |
| Net margin | 56.8% | 56.8% | 56.8% | 55.1% |
In 2020, SP PATRIMOINE achieves revenue of 86 k€. Activity remains stable over the period (CAGR: -2.2%). Slight decline of -9% vs 2019. After deducting consumption (0 €), gross margin stands at 86 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 69 k€, representing 80.7% of revenue. Warning negative scissor effect: despite revenue change (-9%), EBITDA varies by -15%, reducing margin by 5.5 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 49 k€, i.e. 56.8% of revenue. This profit can be retained or distributed to shareholders.
85 686 €
85 686 €
69 139 €
57 013 €
48 636 €
80.7%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 95%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 71.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
3.981%
95.262%
71.412%
0.225
44.2%
In 2020, the debt ratio of SP PATRIMOINE (3.98) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2020, the financial autonomy of SP PATRIMOINE (95.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2020, the repayment capacity of SP PATRIMOINE (0.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 3361.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
3361.382
0.0
In 2020, the liquidity ratio of SP PATRIMOINE (3361.38) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of SP PATRIMOINE (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 21 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 78 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). Overall, WCR represents 40 days of revenue, i.e. 10 k€ to permanently finance. Over 2016-2020, WCR increased by +437%, requiring additional financing.
9 621 €
21 j
78 j
0 j
40 j
Based on 99 transactions of similar company sales
in 2020,
the value of SP PATRIMOINE is estimated at
108 205 €
(range 46 645€ - 371 306€).
With an EBITDA of 69 139€, the sector multiple of 2.2x is applied.
The price/revenue ratio is 0.27x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 99 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SP PATRIMOINE with other companies in the same sector:
Voir toutes les statistiques du secteur Agences immobilières
The revenue of SP PATRIMOINE in 2020 is 86 k€.
Yes, SP PATRIMOINE generated a net profit of 49 k€ in 2020.
The headquarters of SP PATRIMOINE is located in MIGNE-AUXANCES (86440), in the department Vienne.
The tax return of SP PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SP PATRIMOINE operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.