SIREN : 844260943
SOVITAE is a French company founded 7 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LES HERBIERS (85500), this company of category PME shows in 2023 a revenue of 304 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|
| Revenue | 304 453 € | 240 838 € | 208 063 € | 165 015 € | 148 833 € |
| Net income | 52 129 € | 40 016 € | 37 000 € | 32 618 € | 16 082 € |
| EBITDA | 61 677 € | 52 385 € | 47 701 € | 40 543 € | 20 849 € |
| Net margin | 17.1% | 16.6% | 17.8% | 19.8% | 10.8% |
In 2023, SOVITAE achieves revenue of 304 k€. Over the period 2019-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +19.6%. Vs 2022, growth of +26% (241 k€ -> 304 k€). After deducting consumption (0 €), gross margin stands at 304 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 62 k€, representing 20.3% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 52 k€, i.e. 17.1% of revenue. This profit can be retained or distributed to shareholders.
304 453 €
304 453 €
61 677 €
70 229 €
52 129 €
20.3%
The debt ratio (= Financial debt / Equity x 100) stands at 125%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 42%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.5 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 14.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
124.722%
41.964%
14.702%
4.469
33.7%
In 2023, the debt ratio of SOVITAE (124.72) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of SOVITAE (42.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of SOVITAE (4.47) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 503.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.3x. Financial charges are adequately covered by operations.
503.091
2.314
In 2023, the liquidity ratio of SOVITAE (503.09) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2023, the interest coverage of SOVITAE (2.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The company must finance 2 days of gap between collections and payments. Overall, WCR represents 34 days of revenue, i.e. 28 k€ to permanently finance. Over 2019-2023, WCR increased by +476%, requiring additional financing.
28 409 €
30 j
28 j
0 j
34 j
Based on 193 transactions of similar company sales (all years), the value of SOVITAE is estimated at 148 049 € (range 44 591€ - 453 260€). With an EBITDA of 61 677€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOVITAE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SOVITAE in 2023 is 304 k€.
Yes, SOVITAE generated a net profit of 52 k€ in 2023.
The headquarters of SOVITAE is located in LES HERBIERS (85500), in the department Vendee.
The tax return of SOVITAE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOVITAE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.