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SOPHYS FINANCE ET PATRIMOINE : revenue, balance sheet and financial ratios

SOPHYS FINANCE ET PATRIMOINE is a French company founded 20 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VIMY (62580), this company of category PME shows in 2021 a net income positive of 7 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOPHYS FINANCE ET PATRIMOINE (SIREN 488045576)
Indicator 2021
Revenue N/C
Net income 7 388 €
EBITDA N/C
Net margin N/C

Revenue and income statement

In 2021, SOPHYS FINANCE ET PATRIMOINE generates positive net income of 7 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

7 388 €

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 68%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

68.147%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

47.4%

Solvency indicators evolution
SOPHYS FINANCE ET PATRIMOINE

Sector positioning

Debt ratio
0.0 2021
2021
Q1: 0.06
Med: 13.41
Q3: 70.54
Excellent

In 2021, the debt ratio of SOPHYS FINANCE ET PATRIMOINE (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
68.15% 2021
2021
Q1: 17.05%
Med: 46.53%
Q3: 72.42%
Good

In 2021, the financial autonomy of SOPHYS FINANCE ET PATRIMOINE (68.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 79.55. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

79.551

Liquidity indicators evolution
SOPHYS FINANCE ET PATRIMOINE

Sector positioning

Liquidity ratio
79.55 2021
2021
Q1: 121.03
Med: 222.65
Q3: 474.4
Watch

In 2021, the liquidity ratio of SOPHYS FINANCE ET PATRIMOINE (79.55) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of SOPHYS FINANCE ET PATRIMOINE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (44 transactions). This range of 6 456€ to 59 086€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2021
Indicative
6k€ 9k€ 59k€
9 112 € Range: 6 456€ - 59 086€
NAF 5 année 2021
How is this estimate calculated?

This estimate is based on the analysis of 44 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SOPHYS FINANCE ET PATRIMOINE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SOPHYS FINANCE ET PATRIMOINE

What is the revenue of SOPHYS FINANCE ET PATRIMOINE ?

The revenue of SOPHYS FINANCE ET PATRIMOINE is not publicly disclosed (confidential accounts filed with INPI).

Is SOPHYS FINANCE ET PATRIMOINE profitable?

Yes, SOPHYS FINANCE ET PATRIMOINE generated a net profit of 7 k€ in 2021.

Where is the headquarters of SOPHYS FINANCE ET PATRIMOINE ?

The headquarters of SOPHYS FINANCE ET PATRIMOINE is located in VIMY (62580), in the department Pas-de-Calais.

Where to find the tax return of SOPHYS FINANCE ET PATRIMOINE ?

The tax return of SOPHYS FINANCE ET PATRIMOINE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOPHYS FINANCE ET PATRIMOINE operate?

SOPHYS FINANCE ET PATRIMOINE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.