SIREN : 982040669
SOPHIA is a French company founded 2 years ago, specialized in the sector Gestion de fonds. Based in MONTPELLIER (34080), this company of category PME shows in 2024 a revenue of 11 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 |
|---|---|
| Revenue | 10 800 € |
| Net income | 11 684 € |
| EBITDA | 10 284 € |
| Net margin | 108.2% |
In 2024, SOPHIA achieves revenue of 11 k€. After deducting consumption (0 €), gross margin stands at 11 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 10 k€, representing 95.2% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 12 k€, i.e. 108.2% of revenue. This profit can be retained or distributed to shareholders.
10 800 €
10 800 €
10 284 €
10 284 €
11 684 €
95.2%
The debt ratio (= Financial debt / Equity x 100) stands at 1524%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 6%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 27.8 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 108.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1523.847%
6.117%
108.185%
27.81
In 2024, the debt ratio of SOPHIA (1523.85) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of SOPHIA (6.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SOPHIA (27.81) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 469.08. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 167.1x. Operating income very largely covers interest expenses: high safety margin.
469.084
167.075
In 2024, the liquidity ratio of SOPHIA (469.08) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SOPHIA (167.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Overall, WCR represents 25 days of revenue, i.e. 747 € to permanently finance.
747 €
0 j
0 j
0 j
25 j
Based on 62 transactions of similar company sales
in 2024,
the value of SOPHIA is estimated at
42 928 €
(range 13 087€ - 92 499€).
With an EBITDA of 10 284€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOPHIA with other companies in the same sector:
The revenue of SOPHIA in 2024 is 11 k€.
Yes, SOPHIA generated a net profit of 12 k€ in 2024.
The headquarters of SOPHIA is located in MONTPELLIER (34080), in the department Herault.
The tax return of SOPHIA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOPHIA operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.