SIREN : 381609783
SOLUTIONS D EPARGNE ET D ASSURANCE is a French company founded 35 years ago, specialized in the sector Gestion de fonds. Based in NANCY (54000), this company of category PME shows in 2024 a revenue of 770 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Revenue | 769 853 € | 706 829 € | 628 338 € | 736 518 € | 553 507 € |
| Net income | 98 942 € | 77 135 € | 57 793 € | 96 021 € | 61 866 € |
| EBITDA | 107 377 € | 99 868 € | 68 616 € | 116 415 € | 91 763 € |
| Net margin | 12.9% | 10.9% | 9.2% | 13.0% | 11.2% |
In 2024, SOLUTIONS D EPARGNE ET D ASSURANCE achieves revenue of 770 k€. Over the period 2020-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.6%. Vs 2023: +9%. After deducting consumption (0 €), gross margin stands at 770 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 107 k€, representing 13.9% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 99 k€, i.e. 12.9% of revenue. This profit can be retained or distributed to shareholders.
769 853 €
769 853 €
107 377 €
109 668 €
98 942 €
13.9%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 80%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 12.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
79.761%
12.437%
0.0
5.9%
In 2024, the debt ratio of SOLUTIONS D EPARGNE ET D ... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of SOLUTIONS D EPARGNE ET D ... (79.8%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of SOLUTIONS D EPARGNE ET D ... (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 463.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
463.151
0.0
In 2024, the liquidity ratio of SOLUTIONS D EPARGNE ET D ... (463.15) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SOLUTIONS D EPARGNE ET D ... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 89 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 59 days. The company must finance 30 days of gap between collections and payments. Overall, WCR represents 62 days of revenue, i.e. 132 k€ to permanently finance.
132 130 €
89 j
59 j
0 j
62 j
Based on 62 transactions of similar company sales
in 2024,
the value of SOLUTIONS D EPARGNE ET D ASSURANCE is estimated at
474 150 €
(range 158 018€ - 1 065 382€).
With an EBITDA of 107 377€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOLUTIONS D EPARGNE ET D ASSURANCE with other companies in the same sector:
The revenue of SOLUTIONS D EPARGNE ET D ASSURANCE in 2024 is 770 k€.
Yes, SOLUTIONS D EPARGNE ET D ASSURANCE generated a net profit of 99 k€ in 2024.
The headquarters of SOLUTIONS D EPARGNE ET D ASSURANCE is located in NANCY (54000), in the department Meurthe-et-Moselle.
The tax return of SOLUTIONS D EPARGNE ET D ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOLUTIONS D EPARGNE ET D ASSURANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.