Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2006-11-15 (19 years)Status: ActiveBusiness sector: Activités des agents et courtiers d'assurancesLocation: FONTAINE-LE-COMTE (86240), Vienne
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
SOLUTIONS COURTAGE 86 : revenue, balance sheet and financial ratios
SOLUTIONS COURTAGE 86 is a French company
founded 19 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in FONTAINE-LE-COMTE (86240),
this company of category PME
shows in 2013 a revenue of 205 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SOLUTIONS COURTAGE 86 (SIREN 492801857)
Indicator
2020
2019
2018
2017
2016
2015
2013
Revenue
N/C
N/C
N/C
N/C
N/C
N/C
205 094 €
Net income
0 €
0 €
0 €
0 €
0 €
0 €
15 618 €
EBITDA
N/C
N/C
N/C
N/C
N/C
N/C
50 568 €
Net margin
N/C
N/C
N/C
N/C
N/C
N/C
7.6%
Revenue and income statement
In 2020, SOLUTIONS COURTAGE 86 records a net loss of 0 €. This deficit will reduce equity on the balance sheet.
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 285%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2020)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
284.555%
Financial autonomy (2020)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
63.281%
Asset age ratio (2020)
?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2013
2015
2016
2017
2018
2019
2020
Debt ratio
137.103
477.563
6027.43
977.519
-314.043
675.592
284.555
Financial autonomy
48.448
67.935
70.329
74.684
90.929
73.253
63.281
Repayment capacity
2.183
None
None
None
None
None
None
Cash flow / Revenue
9.87%
None%
None%
None%
None%
None%
None%
Sector positioning
Debt ratio
284.562020
2018
2019
2020
Q1: 0.05
Med: 14.85
Q3: 75.1
Average+50 pts over 3 years
In 2020, the debt ratio of SOLUTIONS COURTAGE 86 (284.56) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
63.28%2020
2018
2019
2020
Q1: 17.11%
Med: 45.63%
Q3: 71.56%
Good-8 pts over 3 years
In 2020, the financial autonomy of SOLUTIONS COURTAGE 86 (63.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 270.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2020)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2013
2015
2016
2017
2018
2019
2020
Liquidity ratio
175.966
250.72
170.69
213.183
83.238
324.13
270.317
Interest coverage
9.314
None
None
None
None
None
None
Sector positioning
Liquidity ratio
270.322020
2018
2019
2020
Q1: 121.74
Med: 223.76
Q3: 459.53
Good+35 pts over 3 years
In 2020, the liquidity ratio of SOLUTIONS COURTAGE 86 (270.32) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2020)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2020)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2020)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2020)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution SOLUTIONS COURTAGE 86
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2013
2015
2016
2017
2018
2019
2020
Operating WCR
-2 527 €
0 €
0 €
0 €
0 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
Customer payment term (days)
13
0
0
0
0
0
0
Supplier payment term (days)
19
0
0
0
0
0
0
Positioning of SOLUTIONS COURTAGE 86 in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Similar companies (Activités des agents et courtiers d'assurances)
Compare SOLUTIONS COURTAGE 86 with other companies in the same sector:
Frequently asked questions about SOLUTIONS COURTAGE 86
What is the revenue of SOLUTIONS COURTAGE 86 ?
The revenue of SOLUTIONS COURTAGE 86 in 2013 is 205 k€.
Is SOLUTIONS COURTAGE 86 profitable?
Yes, SOLUTIONS COURTAGE 86 generated a net profit of 16 k€ in 2013.
Where is the headquarters of SOLUTIONS COURTAGE 86 ?
The headquarters of SOLUTIONS COURTAGE 86 is located in FONTAINE-LE-COMTE (86240), in the department Vienne.
Where to find the tax return of SOLUTIONS COURTAGE 86 ?
The tax return of SOLUTIONS COURTAGE 86 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SOLUTIONS COURTAGE 86 operate?
SOLUTIONS COURTAGE 86 operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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