SIREN : 441183860
SOLAVIE CONSEILS is a French company founded 24 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in VIENNE (38200), this company of category PME shows in 2024 a revenue of 220 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 219 531 € | 213 412 € | 267 458 € | 153 823 € | 141 148 € | 159 128 € | 201 765 € | 166 931 € |
| Net income | 34 832 € | 11 299 € | 58 338 € | 7 502 € | 177 € | 3 839 € | 43 819 € | 16 610 € |
| EBITDA | 40 670 € | 13 684 € | 73 898 € | 9 782 € | 1 509 € | 6 832 € | 55 981 € | 21 492 € |
| Net margin | 15.9% | 5.3% | 21.8% | 4.9% | 0.1% | 2.4% | 21.7% | 10.0% |
In 2024, SOLAVIE CONSEILS achieves revenue of 220 k€. Revenue is growing positively over 8 years (CAGR: +4.0%). Vs 2023: +3%. After deducting consumption (0 €), gross margin stands at 220 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 41 k€, representing 18.5% of revenue. Positive scissor effect: EBITDA margin improves by +12.1 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 35 k€, i.e. 15.9% of revenue. This profit can be retained or distributed to shareholders.
219 531 €
219 531 €
40 670 €
39 803 €
34 832 €
18.5%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 0%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Cash flow represents 16.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
0.0%
16.431%
0.0
18.3%
In 2024, the debt ratio of SOLAVIE CONSEILS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of SOLAVIE CONSEILS (0.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SOLAVIE CONSEILS (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 1344.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
1344.383
0.0
In 2024, the liquidity ratio of SOLAVIE CONSEILS (1344.38) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of SOLAVIE CONSEILS (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. Favorable situation: supplier credit is longer than customer credit by 4 days. WCR is negative (-25 days): operations structurally generate cash. Over 2017-2024, WCR increased by +66%, requiring additional financing.
-15 255 €
0 j
4 j
0 j
-25 j
Based on 193 transactions of similar company sales (all years), the value of SOLAVIE CONSEILS is estimated at 103 341 € (range 31 034€ - 310 013€). With an EBITDA of 40 670€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOLAVIE CONSEILS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SOLAVIE CONSEILS in 2024 is 220 k€.
Yes, SOLAVIE CONSEILS generated a net profit of 35 k€ in 2024.
The headquarters of SOLAVIE CONSEILS is located in VIENNE (38200), in the department Isere.
The tax return of SOLAVIE CONSEILS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOLAVIE CONSEILS operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.