SOFIMO SOCIETE FINANCIERE DE MOBILIER : revenue, balance sheet and financial ratios

SOFIMO SOCIETE FINANCIERE DE MOBILIER is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in MONTREUIL (93100), this company of category PME shows in 2025 a revenue of 221 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOFIMO SOCIETE FINANCIERE DE MOBILIER (SIREN 442394573)
Indicator 2025 2024 2023 2022 2021 2020 2019 2017
Revenue 220 923 € 255 112 € 249 311 € 210 607 € 238 403 € 256 769 € 332 329 € 452 897 €
Net income 59 891 € 157 029 € 85 846 € 160 348 € 95 643 € 183 768 € -87 339 € 33 088 €
EBITDA -17 826 € 155 113 € 113 255 € 93 764 € -13 767 € -107 440 € -60 867 € 87 325 €
Net margin 27.1% 61.6% 34.4% 76.1% 40.1% 71.6% -26.3% 7.3%

Revenue and income statement

In 2025, SOFIMO SOCIETE FINANCIERE DE MOBILIER achieves revenue of 221 k€. Revenue is declining over the period 2017-2025 (CAGR: -8.6%). Significant drop of -13% vs 2024. After deducting consumption (0 €), gross margin stands at 221 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -18 k€, representing -8.1% of revenue. Warning negative scissor effect: despite revenue change (-13%), EBITDA varies by -111%, reducing margin by 68.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 60 k€, i.e. 27.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

220 923 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

220 923 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-17 826 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-14 633 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

59 891 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-8.1%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 5%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 26.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.324%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.923%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

26.161%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.356

Solvency indicators evolution
SOFIMO SOCIETE FINANCIERE DE MOBILIER

Sector positioning

Debt ratio
5.32 2025
2023
2024
2025
Q1: 0.04
Med: 8.09
Q3: 54.01
Good +6 pts over 3 years

In 2025, the debt ratio of SOFIMO SOCIETE FINANCIERE... (5.32) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
70.92% 2025
2023
2024
2025
Q1: 21.27%
Med: 67.32%
Q3: 92.99%
Good

In 2025, the financial autonomy of SOFIMO SOCIETE FINANCIERE... (70.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.36 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 0.19 years
Q3: 2.98 years
Average +8 pts over 3 years

In 2025, the repayment capacity of SOFIMO SOCIETE FINANCIERE... (2.36) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 80.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

80.192

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-39.527

Liquidity indicators evolution
SOFIMO SOCIETE FINANCIERE DE MOBILIER

Sector positioning

Liquidity ratio
80.19 2025
2023
2024
2025
Q1: 161.8
Med: 834.57
Q3: 4761.54
Average

In 2025, the liquidity ratio of SOFIMO SOCIETE FINANCIERE... (80.19) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-39.53x 2025
2023
2024
2025
Q1: -62.1x
Med: 0.0x
Q3: 0.0x
Average -41 pts over 3 years

In 2025, the interest coverage of SOFIMO SOCIETE FINANCIERE... (-39.5x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 299 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1122 days. Excellent situation: suppliers finance 823 days of the operating cycle (retail model). Overall, WCR represents 1110 days of revenue, i.e. 681 k€ to permanently finance. Over 2017-2025, WCR increased by +202%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

681 194 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

299 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

1122 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1110 j

WCR and payment terms evolution
SOFIMO SOCIETE FINANCIERE DE MOBILIER

Positioning of SOFIMO SOCIETE FINANCIERE DE MOBILIER in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 74 468€ to 460 392€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
74k€ 150k€ 460k€
150 708 € Range: 74 468€ - 460 392€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare SOFIMO SOCIETE FINANCIERE DE MOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about SOFIMO SOCIETE FINANCIERE DE MOBILIER

What is the revenue of SOFIMO SOCIETE FINANCIERE DE MOBILIER ?

The revenue of SOFIMO SOCIETE FINANCIERE DE MOBILIER in 2025 is 221 k€.

Is SOFIMO SOCIETE FINANCIERE DE MOBILIER profitable?

Yes, SOFIMO SOCIETE FINANCIERE DE MOBILIER generated a net profit of 60 k€ in 2025.

Where is the headquarters of SOFIMO SOCIETE FINANCIERE DE MOBILIER ?

The headquarters of SOFIMO SOCIETE FINANCIERE DE MOBILIER is located in MONTREUIL (93100), in the department Seine-Saint-Denis.

Where to find the tax return of SOFIMO SOCIETE FINANCIERE DE MOBILIER ?

The tax return of SOFIMO SOCIETE FINANCIERE DE MOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOFIMO SOCIETE FINANCIERE DE MOBILIER operate?

SOFIMO SOCIETE FINANCIERE DE MOBILIER operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.