SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN : revenue, balance sheet and financial ratios

SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN is a French company founded 34 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in SAINT-MAXIMIN (60740), this company of category ETI shows in 2024 a revenue of 39.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN (SIREN 385137013)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 39 868 743 € 43 391 784 € 36 506 744 € 40 872 037 € 31 578 492 € 38 710 882 € 35 020 798 € 33 345 135 € 30 446 897 €
Net income 24 661 € -426 943 € -2 638 € -86 637 € -284 912 € -14 632 € -22 157 € 293 308 € 263 174 €
EBITDA -555 242 € -145 250 € 361 996 € -149 181 € -428 561 € -21 121 € 174 760 € 490 859 € 522 169 €
Net margin 0.1% -1.0% -0.0% -0.2% -0.9% -0.0% -0.1% 0.9% 0.9%

Revenue and income statement

In 2024, SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN achieves revenue of 39.9 M€. Revenue is growing positively over 9 years (CAGR: +3.4%). Slight decline of -8% vs 2023. After deducting consumption (34.4 M€), gross margin stands at 5.4 M€, i.e. a rate of 14%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -555 k€, representing -1.4% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 25 k€, i.e. 0.1% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

39 868 743 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

5 446 590 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-555 242 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-334 157 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

24 661 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1.4%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 365%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 8%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

365.209%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

7.541%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1.92%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-7.533

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

11.0%

Solvency indicators evolution
SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN

Sector positioning

Debt ratio
365.21 2024
2022
2023
2024
Q1: 4.08
Med: 38.33
Q3: 127.96
Average

In 2024, the debt ratio of SOFIDAC SOCIETE FINANCIER... (365.21) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
7.54% 2024
2022
2023
2024
Q1: 10.78%
Med: 27.25%
Q3: 53.06%
Average

In 2024, the financial autonomy of SOFIDAC SOCIETE FINANCIER... (7.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-7.53 years 2024
2022
2023
2024
Q1: -0.37 years
Med: 0.21 years
Q3: 3.53 years
Excellent -50 pts over 3 years

In 2024, the repayment capacity of SOFIDAC SOCIETE FINANCIER... (-7.53) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 149.01. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

149.01

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-62.894

Liquidity indicators evolution
SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN

Sector positioning

Liquidity ratio
149.01 2024
2022
2023
2024
Q1: 132.93
Med: 200.61
Q3: 386.05
Average +6 pts over 3 years

In 2024, the liquidity ratio of SOFIDAC SOCIETE FINANCIER... (149.01) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-62.89x 2024
2022
2023
2024
Q1: 0.0x
Med: 2.15x
Q3: 25.1x
Average -50 pts over 3 years

In 2024, the interest coverage of SOFIDAC SOCIETE FINANCIER... (-62.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 20 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 142 days. Excellent situation: suppliers finance 122 days of the operating cycle (retail model). Inventory turnover is 98 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 133 days of revenue, i.e. 14.7 M€ to permanently finance. Over 2016-2024, WCR increased by +54%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

14 680 469 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

20 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

142 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

98 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

133 j

WCR and payment terms evolution
SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN

Positioning of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2024, the value of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN is estimated at 3 862 765 € (range 1 766 312€ - 6 852 192€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
148 transactions
1766k€ 3862k€ 6852k€
3 862 765 € Range: 1 766 312€ - 6 852 192€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
39 868 743 € × 0.16x
Estimation 6 395 053 €
2 920 715€ - 11 284 107€
Net Income Multiple 20%
24 661 € × 2.6x
Estimation 64 336 €
34 708€ - 204 321€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN

What is the revenue of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN ?

The revenue of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN in 2024 is 39.9 M€.

Is SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN profitable?

Yes, SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN generated a net profit of 25 k€ in 2024.

Where is the headquarters of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN ?

The headquarters of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN is located in SAINT-MAXIMIN (60740), in the department Oise.

Where to find the tax return of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN ?

The tax return of SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN operate?

SOFIDAC SOCIETE FINANCIERE DE DISTRIBUTION AUTOMOBILES CITROEN operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.