SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - : revenue, balance sheet and financial ratios

SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - is a French company founded 38 years ago, specialized in the sector Travaux de couverture par éléments. Based in DUNKERQUE (59140), this company of category PME shows in 2022 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - (SIREN 344938337)
Indicator 2022 2021 2020 2016
Revenue 1 260 667 € 1 262 011 € 1 108 753 € 1 977 270 €
Net income -79 635 € -28 846 € -109 952 € -27 182 €
EBITDA -62 766 € -37 887 € -113 302 € -7 991 €
Net margin -6.3% -2.3% -9.9% -1.4%

Revenue and income statement

In 2022, SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - achieves revenue of 1.3 M€. Revenue is declining over the period 2016-2022 (CAGR: -7.2%). Slight decline of -0% vs 2021. After deducting consumption (173 k€), gross margin stands at 1.1 M€, i.e. a rate of 86%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -63 k€, representing -5.0% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -80 k€ (-6.3% of revenue), which will impact equity.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 260 667 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 087 406 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-62 766 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-61 517 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-79 635 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-5.0%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -138%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -42%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-138.014%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-41.794%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-6.416%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-8.132

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.8%

Solvency indicators evolution
SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES -

Sector positioning

Debt ratio
-138.01 2022
2020
2021
2022
Q1: 5.59
Med: 27.34
Q3: 70.3
Excellent

In 2022, the debt ratio of SOCIETES DE MONTAGES INDU... (-138.01) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
-41.79% 2022
2020
2021
2022
Q1: 18.45%
Med: 36.97%
Q3: 55.26%
Watch

In 2022, the financial autonomy of SOCIETES DE MONTAGES INDU... (-41.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
-8.13 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.57 years
Q3: 1.91 years
Excellent

In 2022, the repayment capacity of SOCIETES DE MONTAGES INDU... (-8.13) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 114.40. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

114.398

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-23.602

Liquidity indicators evolution
SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES -

Sector positioning

Liquidity ratio
114.4 2022
2020
2021
2022
Q1: 146.71
Med: 205.12
Q3: 291.11
Watch

In 2022, the liquidity ratio of SOCIETES DE MONTAGES INDU... (114.40) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-23.6x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.55x
Q3: 2.47x
Watch

In 2022, the interest coverage of SOCIETES DE MONTAGES INDU... (-23.6x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 52 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 56 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Inventory turnover is 5 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 46 days of revenue, i.e. 161 k€ to permanently finance. Over 2016-2022, WCR increased by +193%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

160 685 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

52 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

56 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

5 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

46 j

WCR and payment terms evolution
SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES -

Positioning of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - is estimated at 195 521 € (range 127 126€ - 319 998€). The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
113 transactions
127k€ 195k€ 319k€
195 521 € Range: 127 126€ - 319 998€
NAF 5 all-time

Valuation method used

Revenue Multiple
1 260 667 € × 0.16x = 195 521 €
Range: 127 126€ - 319 999€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de couverture par éléments

Frequently asked questions about SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES -

What is the revenue of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - ?

The revenue of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - in 2022 is 1.3 M€.

Is SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - profitable?

SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - recorded a net loss in 2022.

Where is the headquarters of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - ?

The headquarters of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - is located in DUNKERQUE (59140), in the department Nord.

Where to find the tax return of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - ?

The tax return of SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - operate?

SOCIETES DE MONTAGES INDUSTRIELS - COUVERTURES ET BARDAGES - operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.