SIREN : 380588103
SOCIETE PINARD FINANCE (S.P.F) is a French company founded 35 years ago, specialized in the sector Travaux de plâtrerie. Based in NANTES (44200), this company of category ETI shows in 2023 a revenue of -250€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | -250 € | 565 € | 980 € | 1 088 389 € | 4 492 598 € | 5 848 199 € | 6 697 750 € | 4 356 665 € |
| Net income | 15 167 € | -60 714 € | -13 484 € | 1 399 € | -232 668 € | -20 112 € | 3 979 € | 278 € | -109 211 € |
| EBITDA | -8 019 € | -10 201 € | 424 € | -31 449 € | -249 814 € | -408 246 € | -289 227 € | -444 168 € | -81 577 € |
| Net margin | N/C | 24285.6% | -2386.5% | 142.8% | -21.4% | -0.4% | 0.1% | 0.0% | -2.5% |
In 2024, SOCIETE PINARD FINANCE (S.P.F) generates positive net income of 15 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.
-8 019 €
-8 019 €
15 167 €
The debt ratio (= Financial debt / Equity x 100) stands at 842%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 38.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
842.405%
9.583%
38.49
In 2024, the debt ratio of SOCIETE PINARD FINANCE (S... (842.40) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of SOCIETE PINARD FINANCE (S... (9.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of SOCIETE PINARD FINANCE (S... (38.49) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 194.42. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
194.42
-555.057
In 2024, the liquidity ratio of SOCIETE PINARD FINANCE (S... (194.42) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of SOCIETE PINARD FINANCE (S... (-555.1x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 150 days. Excellent situation: suppliers finance 150 days of the operating cycle (retail model).
0 €
0 j
150 j
0 j
Based on 65 transactions of similar company sales
in 2024,
the value of SOCIETE PINARD FINANCE (S.P.F) is estimated at
48 873 €
(range 17 879€ - 110 120€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 65 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE PINARD FINANCE (S.P.F) with other companies in the same sector:
Voir toutes les statistiques du secteur Travaux de plâtrerie
The revenue of SOCIETE PINARD FINANCE (S.P.F) in 2023 is -250€.
Yes, SOCIETE PINARD FINANCE (S.P.F) generated a net profit of 15 k€ in 2024.
The headquarters of SOCIETE PINARD FINANCE (S.P.F) is located in NANTES (44200), in the department Loire-Atlantique.
The tax return of SOCIETE PINARD FINANCE (S.P.F) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE PINARD FINANCE (S.P.F) operates in the sector Travaux de plâtrerie (NAF code 43.31Z). See the 'Sector positioning' section above to compare the company with its competitors.