SIREN : 751445271
SOCIETE NOUVELLE CCM is a French company founded 13 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in TORCY (77200), this company of category PME shows in 2023 a revenue of 92 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|
| Revenue | 91 575 € | 51 473 € | 276 227 € | 330 013 € | 340 380 € |
| Net income | 1 532 € | 886 € | 28 214 € | 36 523 € | 45 113 € |
| EBITDA | 1 618 € | 603 € | 34 182 € | 54 696 € | 46 680 € |
| Net margin | 1.7% | 1.7% | 10.2% | 11.1% | 13.3% |
In 2023, SOCIETE NOUVELLE CCM achieves revenue of 92 k€. Revenue is declining over the period 2018-2023 (CAGR: -23.1%). Vs 2022, growth of +78% (51 k€ -> 92 k€). After deducting consumption (3 k€), gross margin stands at 89 k€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 1.8% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 1.7% of revenue. This profit can be retained or distributed to shareholders.
91 575 €
88 630 €
1 618 €
1 618 €
1 532 €
1.8%
The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 6%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
6.564%
5.597%
1.675%
0.007
In 2023, the debt ratio of SOCIETE NOUVELLE CCM (6.56) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of SOCIETE NOUVELLE CCM (5.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2023, the repayment capacity of SOCIETE NOUVELLE CCM (0.01) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 679.02. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 81.3x. Operating income very largely covers interest expenses: high safety margin.
679.019
81.335
In 2023, the liquidity ratio of SOCIETE NOUVELLE CCM (679.02) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of SOCIETE NOUVELLE CCM (81.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 96 days. Excellent situation: suppliers finance 95 days of the operating cycle (retail model). WCR is negative (-104 days): operations structurally generate cash. Over 2018-2023, WCR increased by +63%, requiring additional financing.
-26 569 €
1 j
96 j
0 j
-104 j
Based on 193 transactions of similar company sales (all years), the value of SOCIETE NOUVELLE CCM is estimated at 28 585 € (range 8 071€ - 58 011€). With an EBITDA of 1 618€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE NOUVELLE CCM with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of SOCIETE NOUVELLE CCM in 2023 is 92 k€.
Yes, SOCIETE NOUVELLE CCM generated a net profit of 2 k€ in 2023.
The headquarters of SOCIETE NOUVELLE CCM is located in TORCY (77200), in the department Seine-et-Marne.
The tax return of SOCIETE NOUVELLE CCM is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE NOUVELLE CCM operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.