SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL : revenue, balance sheet and financial ratios

SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL is a French company founded 14 years ago, specialized in the sector Commerce de gros d'équipements automobiles. Based in LOURDES (65100), this company of category PME shows in 2019 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL (SIREN 538916909)
Indicator 2024 2023 2019 2018 2017 2016
Revenue N/C N/C 1 500 256 € 1 339 800 € 1 222 620 € 1 390 065 €
Net income 162 992 € 137 011 € 111 205 € 75 757 € 41 580 € 71 802 €
EBITDA N/C N/C 151 953 € 85 977 € 78 548 € 104 760 €
Net margin N/C N/C 7.4% 5.7% 3.4% 5.2%

Revenue and income statement

In 2024, SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL generates positive net income of 163 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 72 k€ -> 163 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

162 992 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 50%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

7.282%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

50.296%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

36.3%

Solvency indicators evolution
SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL

Sector positioning

Debt ratio
7.28 2024
2019
2023
2024
Q1: 0.26
Med: 13.62
Q3: 52.91
Good

In 2024, the debt ratio of SOCIETE INDUSTRIELLE AUTO... (7.28) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
50.3% 2024
2019
2023
2024
Q1: 21.3%
Med: 41.67%
Q3: 60.11%
Good

In 2024, the financial autonomy of SOCIETE INDUSTRIELLE AUTO... (50.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
0.19 years 2019
2019
Q1: 0.0 years
Med: 0.13 years
Q3: 1.72 years
Average

In 2019, the repayment capacity of SOCIETE INDUSTRIELLE AUTO... (0.19) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 207.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

207.298

Liquidity indicators evolution
SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL

Sector positioning

Liquidity ratio
207.3 2024
2019
2023
2024
Q1: 145.43
Med: 206.86
Q3: 309.41
Good

In 2024, the liquidity ratio of SOCIETE INDUSTRIELLE AUTO... (207.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.68x 2019
2019
Q1: 0.0x
Med: 0.48x
Q3: 4.91x
Good

In 2019, the interest coverage of SOCIETE INDUSTRIELLE AUTO... (1.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL

Positioning of SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL in its sector

Comparison with sector Commerce de gros d'équipements automobiles

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (29 transactions). This range of 64 157€ to 173 377€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
64k€ 118k€ 173k€
118 885 € Range: 64 157€ - 173 377€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 29 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de gros d'équipements automobiles)

Compare SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de gros d'équipements automobiles

Frequently asked questions about SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL

What is the revenue of SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL ?

The revenue of SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL in 2019 is 1.5 M€.

Is SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL profitable?

Yes, SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL generated a net profit of 163 k€ in 2024.

Where is the headquarters of SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL ?

The headquarters of SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL is located in LOURDES (65100), in the department Hautes-Pyrenees.

Where to find the tax return of SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL ?

The tax return of SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL operate?

SOCIETE INDUSTRIELLE AUTOMOBILE LOURDAISE SIAL operates in the sector Commerce de gros d'équipements automobiles (NAF code 45.31Z). See the 'Sector positioning' section above to compare the company with its competitors.