SOCIETE GESTION ASSURANCES LITIGES - SOGALI is a French company
founded 30 years ago,
specialized in the sector Activités des agents et courtiers d'assurances.
Based in MERIGNAC (33700),
this company of category ETI
shows in 2024 a revenue of 1.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, SOCIETE GESTION ASSURANCES LITIGES - SOGALI achieves revenue of 1.0 M€. Revenue is growing positively over 9 years (CAGR: +4.1%). Vs 2023, growth of +11% (938 k€ -> 1.0 M€). After deducting consumption (-400 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 371 k€, representing 35.5% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 331 k€, i.e. 31.7% of revenue. This profit can be retained or distributed to shareholders.
Revenue (2024)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
1 045 794 €
Gross margin (2024)
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Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
1 046 194 €
EBITDA (2024)
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Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
371 226 €
EBIT (2024)
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EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
373 448 €
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
331 151 €
EBITDA margin (2024)
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EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
35.5%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Cash flow represents 32.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
20.889%
Cash flow / Revenue (2024)
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Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
32.396%
Repayment capacity (2024)
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Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.0
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Financial autonomy
27.194
26.733
19.951
25.008
22.646
17.132
10.374
18.763
20.889
Repayment capacity
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Cash flow / Revenue
27.659%
26.044%
25.574%
24.508%
21.555%
23.571%
25.732%
34.207%
32.396%
Sector positioning
Debt ratio
0.02024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Excellent
In 2024, the debt ratio of SOCIETE GESTION ASSURANCE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
20.89%2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Average+6 pts over 3 years
In 2024, the financial autonomy of SOCIETE GESTION ASSURANCE... (20.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
Repayment capacity
0.0 years2024
2022
2023
2024
Q1: 0.0 years
Med: 0.12 years
Q3: 1.71 years
Excellent
In 2024, the repayment capacity of SOCIETE GESTION ASSURANCE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 378.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
378.669
Interest coverage (2024)
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Interest coverage
Definition
Ability to cover interest charges with operating income.
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
601.931
606.608
280.806
545.522
507.967
267.772
218.094
347.684
378.669
Interest coverage
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
0.0
Sector positioning
Liquidity ratio
378.672024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good+14 pts over 3 years
In 2024, the liquidity ratio of SOCIETE GESTION ASSURANCE... (378.67) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
Interest coverage
0.0x2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 2.2x
Average
In 2024, the interest coverage of SOCIETE GESTION ASSURANCE... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 68 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 726 days. Excellent situation: suppliers finance 658 days of the operating cycle (retail model). Overall, WCR represents 564 days of revenue, i.e. 1.6 M€ to permanently finance.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
1 638 226 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
68 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
726 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2024)
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WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
1 639 864 €
1 625 263 €
1 730 250 €
1 647 117 €
1 566 360 €
1 633 929 €
1 804 456 €
1 711 085 €
1 638 226 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
43
46
246
48
67
172
191
105
68
Supplier payment term (days)
460
434
1014
568
649
1373
1391
850
726
Positioning of SOCIETE GESTION ASSURANCES LITIGES - SOGALI in its sector
Comparison with sector Activités des agents et courtiers d'assurances
Valuation estimate
Based on 193 transactions of similar company sales
(all years),
the value of SOCIETE GESTION ASSURANCES LITIGES - SOGALI is estimated at
666 237 €
(range 207 048€ - 2 328 877€).
With an EBITDA of 371 226€, the sector multiple of 1.2x is applied.
The price/revenue ratio is 0.98x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Estimated enterprise value2024
193 transactions
207k€666k€2328k€
666 237 €Range: 207 048€ - 2 328 877€
NAF 5 all-time
Valuation detail by method
Ajustez les pondérations selon votre analyse
EBITDA Multiple50%
371 226 €×1.2x
Estimation449 426 €
116 082€ - 2 294 001€
Revenue Multiple30%
1 045 794 €×0.98x
Estimation1 027 418 €
286 513€ - 1 910 818€
Net Income Multiple20%
331 151 €×2.0x
Estimation666 497 €
315 266€ - 3 043 159€
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des agents et courtiers d'assurances)
Compare SOCIETE GESTION ASSURANCES LITIGES - SOGALI with other companies in the same sector:
Frequently asked questions about SOCIETE GESTION ASSURANCES LITIGES - SOGALI
What is the revenue of SOCIETE GESTION ASSURANCES LITIGES - SOGALI ?
The revenue of SOCIETE GESTION ASSURANCES LITIGES - SOGALI in 2024 is 1.0 M€.
Is SOCIETE GESTION ASSURANCES LITIGES - SOGALI profitable?
Yes, SOCIETE GESTION ASSURANCES LITIGES - SOGALI generated a net profit of 331 k€ in 2024.
Where is the headquarters of SOCIETE GESTION ASSURANCES LITIGES - SOGALI ?
The headquarters of SOCIETE GESTION ASSURANCES LITIGES - SOGALI is located in MERIGNAC (33700), in the department Gironde.
Where to find the tax return of SOCIETE GESTION ASSURANCES LITIGES - SOGALI ?
The tax return of SOCIETE GESTION ASSURANCES LITIGES - SOGALI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SOCIETE GESTION ASSURANCES LITIGES - SOGALI operate?
SOCIETE GESTION ASSURANCES LITIGES - SOGALI operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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