SOCIETE GENERALE DE CHAMPAGNE : revenue, balance sheet and financial ratios

SOCIETE GENERALE DE CHAMPAGNE is a French company founded 69 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in AY-CHAMPAGNE (51150), this company of category ETI shows in 2022 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE GENERALE DE CHAMPAGNE (SIREN 335780334)
Indicator 2022 2021 2020 2019 2018 2017 2016
Revenue 1 028 280 € 177 237 € 407 396 € 538 510 € 1 207 561 € 628 001 € 541 288 €
Net income 530 570 € -256 257 € -22 077 € 97 761 € 512 861 € 70 582 € 77 060 €
EBITDA 728 371 € -102 845 € 140 555 € 270 972 € 794 846 € 268 962 € 271 603 €
Net margin 51.6% -144.6% -5.4% 18.2% 42.5% 11.2% 14.2%

Revenue and income statement

In 2022, SOCIETE GENERALE DE CHAMPAGNE achieves revenue of 1.0 M€. Over the period 2016-2022, the company shows strong growth with a CAGR (compound annual growth rate) of +11.3%. Vs 2021, growth of +480% (177 k€ -> 1.0 M€). After deducting consumption (0 €), gross margin stands at 1.0 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 728 k€, representing 70.8% of revenue. Positive scissor effect: EBITDA margin improves by +128.9 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 531 k€, i.e. 51.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 028 280 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 028 280 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

728 371 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

596 026 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

530 570 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

70.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 56%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 61%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 64.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

55.801%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

61.485%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

64.468%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

2.618

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

26.6%

Solvency indicators evolution
SOCIETE GENERALE DE CHAMPAGNE

Sector positioning

Debt ratio
55.8 2022
2020
2021
2022
Q1: -74.34
Med: 11.43
Q3: 181.21
Average

In 2022, the debt ratio of SOCIETE GENERALE DE CHAMP... (55.80) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
61.48% 2022
2020
2021
2022
Q1: 1.95%
Med: 38.48%
Q3: 82.88%
Good

In 2022, the financial autonomy of SOCIETE GENERALE DE CHAMP... (61.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
2.62 years 2022
2020
2021
2022
Q1: -0.01 years
Med: 0.67 years
Q3: 10.42 years
Average -20 pts over 3 years

In 2022, the repayment capacity of SOCIETE GENERALE DE CHAMP... (2.62) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 366.56. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 9.3x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

366.561

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

9.296

Liquidity indicators evolution
SOCIETE GENERALE DE CHAMPAGNE

Sector positioning

Liquidity ratio
366.56 2022
2020
2021
2022
Q1: 88.14
Med: 269.92
Q3: 1094.56
Good +28 pts over 3 years

In 2022, the liquidity ratio of SOCIETE GENERALE DE CHAMP... (366.56) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
9.3x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.0x
Q3: 13.79x
Good -8 pts over 3 years

In 2022, the interest coverage of SOCIETE GENERALE DE CHAMP... (9.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 162 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 177 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Overall, WCR represents 202 days of revenue, i.e. 578 k€ to permanently finance. Notable WCR improvement over the period (-27%), freeing up cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

578 120 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

162 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

177 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

202 j

WCR and payment terms evolution
SOCIETE GENERALE DE CHAMPAGNE

Positioning of SOCIETE GENERALE DE CHAMPAGNE in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 241 transactions of similar company sales in 2022, the value of SOCIETE GENERALE DE CHAMPAGNE is estimated at 1 823 135 € (range 741 839€ - 4 180 410€). With an EBITDA of 728 371€, the sector multiple of 3.3x is applied. The price/revenue ratio is 0.68x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
241 transactions
741k€ 1823k€ 4180k€
1 823 135 € Range: 741 839€ - 4 180 410€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
728 371 € × 3.3x
Estimation 2 382 105 €
975 435€ - 5 298 334€
Revenue Multiple 30%
1 028 280 € × 0.68x
Estimation 694 252 €
314 111€ - 1 978 698€
Net Income Multiple 20%
530 570 € × 4.0x
Estimation 2 119 034 €
799 442€ - 4 688 173€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 241 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SOCIETE GENERALE DE CHAMPAGNE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SOCIETE GENERALE DE CHAMPAGNE

What is the revenue of SOCIETE GENERALE DE CHAMPAGNE ?

The revenue of SOCIETE GENERALE DE CHAMPAGNE in 2022 is 1.0 M€.

Is SOCIETE GENERALE DE CHAMPAGNE profitable?

Yes, SOCIETE GENERALE DE CHAMPAGNE generated a net profit of 531 k€ in 2022.

Where is the headquarters of SOCIETE GENERALE DE CHAMPAGNE ?

The headquarters of SOCIETE GENERALE DE CHAMPAGNE is located in AY-CHAMPAGNE (51150), in the department Marne.

Where to find the tax return of SOCIETE GENERALE DE CHAMPAGNE ?

The tax return of SOCIETE GENERALE DE CHAMPAGNE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE GENERALE DE CHAMPAGNE operate?

SOCIETE GENERALE DE CHAMPAGNE operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.