SOCIETE FONCIERE DES TROIS CONTINENTS : revenue, balance sheet and financial ratios

SOCIETE FONCIERE DES TROIS CONTINENTS is a French company founded 7 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in REZE (44400), this company of category PME shows in 2024 a revenue of 745 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE FONCIERE DES TROIS CONTINENTS (SIREN 840345003)
Indicator 2024 2023 2019
Revenue 745 279 € 875 990 € 247 264 €
Net income -98 891 € -16 332 € -310 368 €
EBITDA 465 161 € 542 319 € -118 208 €
Net margin -13.3% -1.9% -125.5%

Revenue and income statement

In 2024, SOCIETE FONCIERE DES TROIS CONTINENTS achieves revenue of 745 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +24.7%. Significant drop of -15% vs 2023. After deducting consumption (0 €), gross margin stands at 745 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 465 k€, representing 62.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -99 k€ (-13.3% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

745 279 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

745 279 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

465 161 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

43 370 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-98 891 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

62.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6802%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 1%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 21.1 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 51.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

6801.607%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

1.347%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

51.634%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

21.074

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

80.3%

Solvency indicators evolution
SOCIETE FONCIERE DES TROIS CONTINENTS

Sector positioning

Debt ratio
6801.61 2024
2019
2023
2024
Q1: -20.62
Med: 5.98
Q3: 146.83
Average +50 pts over 3 years

In 2024, the debt ratio of SOCIETE FONCIERE DES TROI... (6801.61) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
1.35% 2024
2019
2023
2024
Q1: 0.04%
Med: 27.47%
Q3: 73.82%
Average

In 2024, the financial autonomy of SOCIETE FONCIERE DES TROI... (1.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
21.07 years 2024
2019
2023
2024
Q1: -0.02 years
Med: 0.65 years
Q3: 10.57 years
Average +50 pts over 3 years

In 2024, the repayment capacity of SOCIETE FONCIERE DES TROI... (21.07) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 75.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 30.4x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

75.428

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

30.443

Liquidity indicators evolution
SOCIETE FONCIERE DES TROIS CONTINENTS

Sector positioning

Liquidity ratio
75.43 2024
2019
2023
2024
Q1: 83.33
Med: 307.99
Q3: 1318.25
Average -19 pts over 3 years

In 2024, the liquidity ratio of SOCIETE FONCIERE DES TROI... (75.43) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
30.44x 2024
2019
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 20.04x
Excellent +50 pts over 3 years

In 2024, the interest coverage of SOCIETE FONCIERE DES TROI... (30.4x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 70 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 335 days. Excellent situation: suppliers finance 265 days of the operating cycle (retail model). WCR is negative (-16 days): operations structurally generate cash. Notable WCR improvement over the period (-146%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-34 000 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

70 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

335 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-16 j

WCR and payment terms evolution
SOCIETE FONCIERE DES TROIS CONTINENTS

Positioning of SOCIETE FONCIERE DES TROIS CONTINENTS in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 169 transactions of similar company sales in 2024, the value of SOCIETE FONCIERE DES TROIS CONTINENTS is estimated at 1 853 449 € (range 517 092€ - 3 326 186€). With an EBITDA of 465 161€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
169 transactions
517k€ 1853k€ 3326k€
1 853 449 € Range: 517 092€ - 3 326 186€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
465 161 € × 5.6x
Estimation 2 604 821 €
689 513€ - 4 649 285€
Revenue Multiple 30%
745 279 € × 0.81x
Estimation 601 163 €
229 723€ - 1 121 021€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SOCIETE FONCIERE DES TROIS CONTINENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SOCIETE FONCIERE DES TROIS CONTINENTS

What is the revenue of SOCIETE FONCIERE DES TROIS CONTINENTS ?

The revenue of SOCIETE FONCIERE DES TROIS CONTINENTS in 2024 is 745 k€.

Is SOCIETE FONCIERE DES TROIS CONTINENTS profitable?

SOCIETE FONCIERE DES TROIS CONTINENTS recorded a net loss in 2024.

Where is the headquarters of SOCIETE FONCIERE DES TROIS CONTINENTS ?

The headquarters of SOCIETE FONCIERE DES TROIS CONTINENTS is located in REZE (44400), in the department Loire-Atlantique.

Where to find the tax return of SOCIETE FONCIERE DES TROIS CONTINENTS ?

The tax return of SOCIETE FONCIERE DES TROIS CONTINENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE FONCIERE DES TROIS CONTINENTS operate?

SOCIETE FONCIERE DES TROIS CONTINENTS operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.