SIREN : 399620277
SOCIETE FINANCIERE MERCIER is a French company founded 31 years ago, specialized in the sector Gestion de fonds. Based in CONCARNEAU (29900), this company of category PME shows in 2025 a revenue of 198 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 198 499 € | 199 601 € | 199 213 € | 222 922 € | 223 689 € | 283 110 € | 439 190 € | 492 908 € |
| Net income | 1 685 € | 137 228 € | -18 122 € | 4 008 € | -2 925 € | -126 534 € | -11 070 € | -10 154 € |
| EBITDA | 19 872 € | 21 605 € | 14 459 € | 38 502 € | 5 374 € | -18 070 € | -40 585 € | 24 625 € |
| Net margin | 0.8% | 68.8% | -9.1% | 1.8% | -1.3% | -44.7% | -2.5% | -2.1% |
In 2025, SOCIETE FINANCIERE MERCIER achieves revenue of 198 k€. Revenue is declining over the period 2017-2025 (CAGR: -10.7%). Slight decline of -1% vs 2024. After deducting consumption (0 €), gross margin stands at 198 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 20 k€, representing 10.0% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2 k€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.
198 499 €
198 499 €
19 872 €
21 654 €
1 685 €
10.0%
The debt ratio (= Financial debt / Equity x 100) stands at -209%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -49%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 95.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
-208.827%
-48.801%
95.072%
0.811
31.3%
In 2025, the debt ratio of SOCIETE FINANCIERE MERCIER (-208.83) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2025, the financial autonomy of SOCIETE FINANCIERE MERCIER (-48.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of SOCIETE FINANCIERE MERCIER (0.81) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 107.85. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 955.0x. Operating income very largely covers interest expenses: high safety margin.
107.852
954.982
In 2025, the liquidity ratio of SOCIETE FINANCIERE MERCIER (107.85) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of SOCIETE FINANCIERE MERCIER (955.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 483 days. Excellent situation: suppliers finance 483 days of the operating cycle (retail model). Overall, WCR represents 101 days of revenue, i.e. 56 k€ to permanently finance. Notable WCR improvement over the period (-66%), freeing up cash.
55 842 €
0 j
483 j
0 j
101 j
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 11 397€ to 135 848€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE FINANCIERE MERCIER with other companies in the same sector:
The revenue of SOCIETE FINANCIERE MERCIER in 2025 is 198 k€.
Yes, SOCIETE FINANCIERE MERCIER generated a net profit of 2 k€ in 2025.
The headquarters of SOCIETE FINANCIERE MERCIER is located in CONCARNEAU (29900), in the department Finistere.
The tax return of SOCIETE FINANCIERE MERCIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE FINANCIERE MERCIER operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.