SIREN : 349969071
SOCIETE FINANCIERE JEF is a French company founded 37 years ago, specialized in the sector Activités des sociétés holding. Based in AIRE-SUR-LA-LYS (62120), this company of category PME shows in 2025 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 273 324 € | 1 191 904 € | 1 334 090 € | 1 293 569 € | 1 269 235 € | 1 348 852 € | 1 304 387 € | 1 297 634 € | 1 476 286 € | 1 699 307 € |
| Net income | 194 169 € | 220 784 € | 267 308 € | 129 438 € | 168 595 € | 195 387 € | 1 116 054 € | 138 916 € | 377 581 € | 1 030 751 € |
| EBITDA | 230 985 € | 238 843 € | 219 571 € | 209 925 € | 227 118 € | 304 001 € | 318 651 € | 270 239 € | 494 154 € | 513 973 € |
| Net margin | 15.2% | 18.5% | 20.0% | 10.0% | 13.3% | 14.5% | 85.6% | 10.7% | 25.6% | 60.7% |
In 2025, SOCIETE FINANCIERE JEF achieves revenue of 1.3 M€. Activity remains stable over the period (CAGR: -3.2%). Vs 2024: +7%. After deducting consumption (2 k€), gross margin stands at 1.3 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 231 k€, representing 18.1% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 194 k€, i.e. 15.2% of revenue. This profit can be retained or distributed to shareholders.
1 273 324 €
1 271 021 €
230 985 €
129 707 €
194 169 €
18.1%
The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 24.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.822%
93.398%
24.381%
0.296
17.4%
In 2025, the debt ratio of SOCIETE FINANCIERE JEF (1.82) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2025, the financial autonomy of SOCIETE FINANCIERE JEF (93.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2025, the repayment capacity of SOCIETE FINANCIERE JEF (0.30) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1710.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 8.9x. Operating income very largely covers interest expenses: high safety margin.
1710.731
8.859
In 2025, the liquidity ratio of SOCIETE FINANCIERE JEF (1710.73) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of SOCIETE FINANCIERE JEF (8.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 23 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 48 days. Favorable situation: supplier credit is longer than customer credit by 25 days. Inventory turnover is 2 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 238 days of revenue, i.e. 843 k€ to permanently finance. Notable WCR improvement over the period (-79%), freeing up cash.
842 686 €
23 j
48 j
2 j
238 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 405 119€ to 1 911 160€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE FINANCIERE JEF with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of SOCIETE FINANCIERE JEF in 2025 is 1.3 M€.
Yes, SOCIETE FINANCIERE JEF generated a net profit of 194 k€ in 2025.
The headquarters of SOCIETE FINANCIERE JEF is located in AIRE-SUR-LA-LYS (62120), in the department Pas-de-Calais.
The tax return of SOCIETE FINANCIERE JEF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE FINANCIERE JEF operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.