SOCIETE FINANCIERE GY DUBOIS : revenue, balance sheet and financial ratios

SOCIETE FINANCIERE GY DUBOIS is a French company founded 24 years ago, specialized in the sector Gestion de fonds. Based in SAINT-MARTIN-SUR-OUST (56200), this company of category PME shows in 2024 a revenue of 229 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE FINANCIERE GY DUBOIS (SIREN 442033874)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017
Revenue 228 653 € 215 828 € 202 832 € 103 434 € 318 539 € 136 162 € 161 448 € 129 007 €
Net income 826 466 € 612 294 € 308 747 € 255 868 € 270 138 € 354 268 € 13 945 € -39 760 €
EBITDA 14 316 € 13 673 € 10 775 € -46 671 € 25 710 € 5 543 € 11 473 € 8 550 €
Net margin 361.4% 283.7% 152.2% 247.4% 84.8% 260.2% 8.6% -30.8%

Revenue and income statement

In 2024, SOCIETE FINANCIERE GY DUBOIS achieves revenue of 229 k€. Over the period 2017-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +8.5%. Vs 2023: +6%. After deducting consumption (0 €), gross margin stands at 229 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 14 k€, representing 6.3% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 826 k€, i.e. 361.4% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

228 653 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

228 653 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

14 316 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

14 321 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

826 466 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

6.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 93%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.2 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 361.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.942%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

92.984%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

361.45%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.165

Solvency indicators evolution
SOCIETE FINANCIERE GY DUBOIS

Sector positioning

Debt ratio
5.94 2024
2022
2023
2024
Q1: 0.0
Med: 8.29
Q3: 92.98
Good

In 2024, the debt ratio of SOCIETE FINANCIERE GY DUBOIS (5.94) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
92.98% 2024
2022
2023
2024
Q1: 4.66%
Med: 48.47%
Q3: 87.35%
Excellent

In 2024, the financial autonomy of SOCIETE FINANCIERE GY DUBOIS (93.0%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.17 years 2024
2022
2023
2024
Q1: -0.01 years
Med: 0.0 years
Q3: 3.01 years
Average

In 2024, the repayment capacity of SOCIETE FINANCIERE GY DUBOIS (0.17) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 5837.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

5837.16

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SOCIETE FINANCIERE GY DUBOIS

Sector positioning

Liquidity ratio
5837.16 2024
2022
2023
2024
Q1: 100.72
Med: 472.35
Q3: 3121.45
Excellent

In 2024, the liquidity ratio of SOCIETE FINANCIERE GY DUBOIS (5837.16) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: -71.24x
Med: 0.0x
Q3: 0.0x
Good

In 2024, the interest coverage of SOCIETE FINANCIERE GY DUBOIS (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 171 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 309 days. Excellent situation: suppliers finance 138 days of the operating cycle (retail model). Overall, WCR represents 1424 days of revenue, i.e. 904 k€ to permanently finance. Over 2017-2024, WCR increased by +3980%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

904 478 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

171 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

309 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1424 j

WCR and payment terms evolution
SOCIETE FINANCIERE GY DUBOIS

Positioning of SOCIETE FINANCIERE GY DUBOIS in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Based on 62 transactions of similar company sales in 2024, the value of SOCIETE FINANCIERE GY DUBOIS is estimated at 1 276 948 € (range 368 364€ - 2 555 818€). With an EBITDA of 14 316€, the sector multiple of 4.8x is applied. The price/revenue ratio is 0.30x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
62 tx
368k€ 1276k€ 2555k€
1 276 948 € Range: 368 364€ - 2 555 818€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
14 316 € × 4.8x
Estimation 68 684 €
21 362€ - 154 620€
Revenue Multiple 30%
228 653 € × 0.30x
Estimation 69 605 €
36 015€ - 193 808€
Net Income Multiple 20%
826 466 € × 7.4x
Estimation 6 108 622 €
1 734 397€ - 12 101 831€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare SOCIETE FINANCIERE GY DUBOIS with other companies in the same sector:

Voir toutes les statistiques du secteur Gestion de fonds

Frequently asked questions about SOCIETE FINANCIERE GY DUBOIS

What is the revenue of SOCIETE FINANCIERE GY DUBOIS ?

The revenue of SOCIETE FINANCIERE GY DUBOIS in 2024 is 229 k€.

Is SOCIETE FINANCIERE GY DUBOIS profitable?

Yes, SOCIETE FINANCIERE GY DUBOIS generated a net profit of 826 k€ in 2024.

Where is the headquarters of SOCIETE FINANCIERE GY DUBOIS ?

The headquarters of SOCIETE FINANCIERE GY DUBOIS is located in SAINT-MARTIN-SUR-OUST (56200), in the department Morbihan.

Where to find the tax return of SOCIETE FINANCIERE GY DUBOIS ?

The tax return of SOCIETE FINANCIERE GY DUBOIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE FINANCIERE GY DUBOIS operate?

SOCIETE FINANCIERE GY DUBOIS operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.