SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES : revenue, balance sheet and financial ratios

SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES is a French company founded 13 years ago, specialized in the sector Activités des sociétés holding. Based in AIX-EN-PROVENCE (13100), this company of category PME shows in 2024 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES (SIREN 752284109)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 110 524 € 2 026 338 € 1 769 462 € 1 575 470 € 1 595 586 € 1 555 679 € 1 658 575 € 1 609 226 € 1 215 427 €
Net income 2 494 692 € 730 736 € 673 865 € 592 154 € 427 408 € 409 757 € 312 797 € 218 725 € 165 305 €
EBITDA -84 307 € 102 994 € 70 764 € 31 497 € 39 330 € 59 152 € 51 561 € 43 176 € 45 310 €
Net margin 224.6% 36.1% 38.1% 37.6% 26.8% 26.3% 18.9% 13.6% 13.6%

Revenue and income statement

In 2024, SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES achieves revenue of 1.1 M€. Activity remains stable over the period (CAGR: -1.1%). Significant drop of -45% vs 2023. After deducting consumption (53 k€), gross margin stands at 1.1 M€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -84 k€, representing -7.6% of revenue. Warning negative scissor effect: despite revenue change (-45%), EBITDA varies by -182%, reducing margin by 12.7 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.5 M€, i.e. 224.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 110 524 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 057 814 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-84 307 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-105 396 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 494 692 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-7.6%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 37%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 222.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

36.896%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.112%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

222.073%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.77

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

50.5%

Solvency indicators evolution
SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES

Sector positioning

Debt ratio
36.9 2024
2022
2023
2024
Q1: 0.01
Med: 8.77
Q3: 62.6
Average

In 2024, the debt ratio of SOCIETE FINANCIERE GROUPE... (36.90) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
70.11% 2024
2022
2023
2024
Q1: 15.71%
Med: 62.26%
Q3: 91.3%
Good

In 2024, the financial autonomy of SOCIETE FINANCIERE GROUPE... (70.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
1.77 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.09 years
Q3: 3.07 years
Average -11 pts over 3 years

In 2024, the repayment capacity of SOCIETE FINANCIERE GROUPE... (1.77) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1201.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1201.877

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-166.598

Liquidity indicators evolution
SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES

Sector positioning

Liquidity ratio
1201.88 2024
2022
2023
2024
Q1: 138.65
Med: 681.09
Q3: 3914.52
Good

In 2024, the liquidity ratio of SOCIETE FINANCIERE GROUPE... (1201.88) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-166.6x 2024
2022
2023
2024
Q1: -74.77x
Med: 0.0x
Q3: 0.0x
Average -50 pts over 3 years

In 2024, the interest coverage of SOCIETE FINANCIERE GROUPE... (-166.6x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 33 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. The company must finance 18 days of gap between collections and payments. Overall, WCR represents 731 days of revenue, i.e. 2.3 M€ to permanently finance. Over 2016-2024, WCR increased by +1343%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

2 255 907 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

33 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

15 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

731 j

WCR and payment terms evolution
SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES

Positioning of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES in its sector

Comparison with sector Activités des sociétés holding

Valuation estimate

Based on 54 transactions of similar company sales in 2024, the value of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES is estimated at 1 849 169 € (range 1 173 226€ - 7 918 983€). The price/revenue ratio is 0.59x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
54 tx
1173k€ 1849k€ 7918k€
1 849 169 € Range: 1 173 226€ - 7 918 983€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
1 110 524 € × 0.59x
Estimation 653 845 €
406 774€ - 777 299€
Net Income Multiple 20%
2 494 692 € × 1.5x
Estimation 3 642 155 €
2 322 905€ - 18 631 511€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des sociétés holding)

Compare SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sociétés holding

Frequently asked questions about SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES

What is the revenue of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES ?

The revenue of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES in 2024 is 1.1 M€.

Is SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES profitable?

Yes, SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES generated a net profit of 2.5 M€ in 2024.

Where is the headquarters of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES ?

The headquarters of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES is located in AIX-EN-PROVENCE (13100), in the department Bouches-du-Rhone.

Where to find the tax return of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES ?

The tax return of SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES operate?

SOCIETE FINANCIERE GROUPE ESCUDIER-FIGES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.