SOCIETE FINANCIERE ET IMMOBILIERE : revenue, balance sheet and financial ratios

SOCIETE FINANCIERE ET IMMOBILIERE is a French company founded 62 years ago, specialized in the sector Promotion immobilière de logements. Based in NEUILLY-SUR-SEINE (92200), this company of category PME shows in 2024 a revenue of 758 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE FINANCIERE ET IMMOBILIERE (SIREN 642055271)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 757 736 € 176 030 € 1 312 041 € 1 064 807 € 2 808 495 € 575 576 € 161 713 € 26 062 € 674 863 € 3 614 944 €
Net income -290 398 € -899 802 € 265 918 € 86 416 € 966 540 € -79 949 € -754 540 € -812 547 € -48 069 € 657 412 €
EBITDA -386 204 € -940 257 € -581 948 € -147 086 € 1 191 379 € -882 993 € -758 921 € -813 520 € -71 494 € 667 543 €
Net margin -38.3% -511.2% 20.3% 8.1% 34.4% -13.9% -466.6% -3117.7% -7.1% 18.2%

Revenue and income statement

In 2024, SOCIETE FINANCIERE ET IMMOBILIERE achieves revenue of 758 k€. Revenue is declining over the period 2015-2024 (CAGR: -15.9%). Vs 2023, growth of +330% (176 k€ -> 758 k€). After deducting consumption (320 k€), gross margin stands at 438 k€, i.e. a rate of 58%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -386 k€, representing -51.0% of revenue. Positive scissor effect: EBITDA margin improves by +483.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -290 k€ (-38.3% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

757 736 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

437 736 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-386 204 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-273 110 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-290 398 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-51.0%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 213%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 10%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

212.919%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

9.533%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-53.803%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-2.356

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

37.9%

Solvency indicators evolution
SOCIETE FINANCIERE ET IMMOBILIERE

Sector positioning

Debt ratio
212.92 2024
2022
2023
2024
Q1: 0.0
Med: 1.6
Q3: 105.23
Average +13 pts over 3 years

In 2024, the debt ratio of SOCIETE FINANCIERE ET IMM... (212.92) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
9.53% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.23%
Q3: 54.65%
Average -15 pts over 3 years

In 2024, the financial autonomy of SOCIETE FINANCIERE ET IMM... (9.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-2.36 years 2024
2022
2023
2024
Q1: -4.13 years
Med: 0.0 years
Q3: 1.24 years
Good +11 pts over 3 years

In 2024, the repayment capacity of SOCIETE FINANCIERE ET IMM... (-2.36) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 99.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

99.776

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-21.037

Liquidity indicators evolution
SOCIETE FINANCIERE ET IMMOBILIERE

Sector positioning

Liquidity ratio
99.78 2024
2022
2023
2024
Q1: 134.25
Med: 341.1
Q3: 1144.53
Watch -11 pts over 3 years

In 2024, the liquidity ratio of SOCIETE FINANCIERE ET IMM... (99.78) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-21.04x 2024
2022
2023
2024
Q1: -13.11x
Med: 0.0x
Q3: 2.3x
Average

In 2024, the interest coverage of SOCIETE FINANCIERE ET IMM... (-21.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 46 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 689 days. Excellent situation: suppliers finance 643 days of the operating cycle (retail model). Inventory turnover is 948 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 434 days of revenue, i.e. 913 k€ to permanently finance. Notable WCR improvement over the period (-59%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

913 367 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

46 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

689 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

948 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

434 j

WCR and payment terms evolution
SOCIETE FINANCIERE ET IMMOBILIERE

Positioning of SOCIETE FINANCIERE ET IMMOBILIERE in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of SOCIETE FINANCIERE ET IMMOBILIERE is estimated at 211 985 € (range 76 227€ - 521 365€). The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
76k€ 211k€ 521k€
211 985 € Range: 76 227€ - 521 365€
NAF 5 all-time

Valuation method used

Revenue Multiple
757 736 € × 0.28x = 211 985 €
Range: 76 228€ - 521 365€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare SOCIETE FINANCIERE ET IMMOBILIERE with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about SOCIETE FINANCIERE ET IMMOBILIERE

What is the revenue of SOCIETE FINANCIERE ET IMMOBILIERE ?

The revenue of SOCIETE FINANCIERE ET IMMOBILIERE in 2024 is 758 k€.

Is SOCIETE FINANCIERE ET IMMOBILIERE profitable?

SOCIETE FINANCIERE ET IMMOBILIERE recorded a net loss in 2024.

Where is the headquarters of SOCIETE FINANCIERE ET IMMOBILIERE ?

The headquarters of SOCIETE FINANCIERE ET IMMOBILIERE is located in NEUILLY-SUR-SEINE (92200), in the department Hauts-de-Seine.

Where to find the tax return of SOCIETE FINANCIERE ET IMMOBILIERE ?

The tax return of SOCIETE FINANCIERE ET IMMOBILIERE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE FINANCIERE ET IMMOBILIERE operate?

SOCIETE FINANCIERE ET IMMOBILIERE operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.