SIREN : 322867284
SOCIETE FINANCIERE DUVAL is a French company founded 44 years ago, specialized in the sector Activités des sièges sociaux. Based in MACON (71000), this company of category PME shows in 2025 a revenue of 73 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 73 100 € | 75 000 € | 72 500 € | 85 000 € | 82 500 € | 75 000 € | 66 900 € | 49 501 € | 61 000 € |
| Net income | 107 537 € | 78 968 € | 89 897 € | 120 457 € | 99 369 € | 330 298 € | 45 414 € | 28 499 € | 21 595 € |
| EBITDA | -522 € | 327 € | 840 € | -9 967 € | 1 980 € | 155 € | 12 315 € | 770 € | 8 000 € |
| Net margin | 147.1% | 105.3% | 124.0% | 141.7% | 120.4% | 440.4% | 67.9% | 57.6% | 35.4% |
In 2025, SOCIETE FINANCIERE DUVAL achieves revenue of 73 k€. Revenue is growing positively over 9 years (CAGR: +2.3%). Slight decline of -3% vs 2024. After deducting consumption (0 €), gross margin stands at 73 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -522 €, representing -0.7% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 108 k€, i.e. 147.1% of revenue. This profit can be retained or distributed to shareholders.
73 100 €
73 100 €
-522 €
-430 €
107 537 €
-0.7%
The debt ratio (= Financial debt / Equity x 100) stands at 46%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 68%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 149.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
46.053%
68.031%
149.573%
5.264
In 2025, the debt ratio of SOCIETE FINANCIERE DUVAL (46.05) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of SOCIETE FINANCIERE DUVAL (68.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of SOCIETE FINANCIERE DUVAL (5.26) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 5496.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
5496.099
-6334.866
In 2025, the liquidity ratio of SOCIETE FINANCIERE DUVAL (5496.10) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2025, the interest coverage of SOCIETE FINANCIERE DUVAL (-6334.9x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 15 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 46 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). Overall, WCR represents 684 days of revenue, i.e. 139 k€ to permanently finance.
138 904 €
15 j
46 j
0 j
684 j
Based on 54 transactions of similar company sales
in 2025,
the value of SOCIETE FINANCIERE DUVAL is estimated at
146 588 €
(range 47 343€ - 276 109€).
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE FINANCIERE DUVAL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of SOCIETE FINANCIERE DUVAL in 2025 is 73 k€.
Yes, SOCIETE FINANCIERE DUVAL generated a net profit of 108 k€ in 2025.
The headquarters of SOCIETE FINANCIERE DUVAL is located in MACON (71000), in the department Saone-et-Loire.
The tax return of SOCIETE FINANCIERE DUVAL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE FINANCIERE DUVAL operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.