SOCIETE FINANCIERE DU VAL DE REUIL : revenue, balance sheet and financial ratios

SOCIETE FINANCIERE DU VAL DE REUIL is a French company founded 35 years ago, specialized in the sector Activités des agences de travail temporaire . Based in VAL-DE-REUIL (27100), this company of category PME shows in 2024 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE FINANCIERE DU VAL DE REUIL (SIREN 381599794)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 1 409 066 € 788 372 € 692 505 € 406 696 € 271 131 € 369 196 € 310 446 € 274 446 € 255 949 € 203 761 €
Net income 2 460 321 € 9 779 € 1 051 145 € 9 979 € 13 734 € 72 530 € 15 334 € 108 299 € 123 641 € 51 145 €
EBITDA -2 507 317 € -581 660 € -357 195 € -237 475 € -86 256 € 20 337 € 10 710 € -235 563 € -71 098 € -174 871 €
Net margin 174.6% 1.2% 151.8% 2.5% 5.1% 19.6% 4.9% 39.5% 48.3% 25.1%

Revenue and income statement

In 2024, SOCIETE FINANCIERE DU VAL DE REUIL achieves revenue of 1.4 M€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +24.0%. Vs 2023, growth of +79% (788 k€ -> 1.4 M€). After deducting consumption (0 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -2.5 M€, representing -177.9% of revenue. Warning negative scissor effect: despite revenue change (+79%), EBITDA varies by -331%, reducing margin by 104.2 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 2.5 M€, i.e. 174.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 409 066 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 409 066 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 507 317 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-176 049 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

2 460 321 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-177.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 145%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 37%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 59.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

145.186%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

37.19%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

8.951%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

59.023

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

30.8%

Solvency indicators evolution
SOCIETE FINANCIERE DU VAL DE REUIL

Sector positioning

Debt ratio
145.19 2024
2022
2023
2024
Q1: 0.0
Med: 2.73
Q3: 26.78
Watch

In 2024, the debt ratio of SOCIETE FINANCIERE DU VAL... (145.19) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
37.19% 2024
2022
2023
2024
Q1: 11.73%
Med: 25.56%
Q3: 44.76%
Good +20 pts over 3 years

In 2024, the financial autonomy of SOCIETE FINANCIERE DU VAL... (37.2%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
59.02 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.27 years
Watch

In 2024, the repayment capacity of SOCIETE FINANCIERE DU VAL... (59.02) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 991.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

991.251

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-8.99

Liquidity indicators evolution
SOCIETE FINANCIERE DU VAL DE REUIL

Sector positioning

Liquidity ratio
991.25 2024
2022
2023
2024
Q1: 111.16
Med: 138.5
Q3: 192.32
Excellent

In 2024, the liquidity ratio of SOCIETE FINANCIERE DU VAL... (991.25) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-8.99x 2024
2022
2023
2024
Q1: -0.69x
Med: 0.0x
Q3: 1.34x
Average

In 2024, the interest coverage of SOCIETE FINANCIERE DU VAL... (-9.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 411 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 53 days. The gap of 358 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1074 days of revenue, i.e. 4.2 M€ to permanently finance. Over 2015-2024, WCR increased by +447%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

4 202 666 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

411 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

53 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1074 j

WCR and payment terms evolution
SOCIETE FINANCIERE DU VAL DE REUIL

Positioning of SOCIETE FINANCIERE DU VAL DE REUIL in its sector

Comparison with sector Activités des agences de travail temporaire

Valuation estimate

Based on 135 transactions of similar company sales (all years), the value of SOCIETE FINANCIERE DU VAL DE REUIL is estimated at 1 884 620 € (range 965 263€ - 4 856 258€). The price/revenue ratio is 0.08x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
135 transactions
965k€ 1884k€ 4856k€
1 884 620 € Range: 965 263€ - 4 856 258€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

Revenue Multiple 30%
1 409 066 € × 0.08x
Estimation 108 403 €
85 074€ - 193 795€
Net Income Multiple 20%
2 460 321 € × 1.8x
Estimation 4 548 947 €
2 285 548€ - 11 849 953€
How is this estimate calculated?

This estimate is based on the analysis of 135 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agences de travail temporaire )

Compare SOCIETE FINANCIERE DU VAL DE REUIL with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agences de travail temporaire

Frequently asked questions about SOCIETE FINANCIERE DU VAL DE REUIL

What is the revenue of SOCIETE FINANCIERE DU VAL DE REUIL ?

The revenue of SOCIETE FINANCIERE DU VAL DE REUIL in 2024 is 1.4 M€.

Is SOCIETE FINANCIERE DU VAL DE REUIL profitable?

Yes, SOCIETE FINANCIERE DU VAL DE REUIL generated a net profit of 2.5 M€ in 2024.

Where is the headquarters of SOCIETE FINANCIERE DU VAL DE REUIL ?

The headquarters of SOCIETE FINANCIERE DU VAL DE REUIL is located in VAL-DE-REUIL (27100), in the department Eure.

Where to find the tax return of SOCIETE FINANCIERE DU VAL DE REUIL ?

The tax return of SOCIETE FINANCIERE DU VAL DE REUIL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE FINANCIERE DU VAL DE REUIL operate?

SOCIETE FINANCIERE DU VAL DE REUIL operates in the sector Activités des agences de travail temporaire (NAF code 78.20Z). See the 'Sector positioning' section above to compare the company with its competitors.