SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE : revenue, balance sheet and financial ratios

SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE is a French company founded 27 years ago, specialized in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.. Based in PARIS (75008), this company of category PME shows in 2017 a revenue of 5.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE (SIREN 422721274)
Indicator 2021 2020 2019 2017 2016
Revenue N/C N/C N/C 5 260 403 € 8 068 429 €
Net income 177 008 € 457 885 € -78 246 € 1 197 556 € 1 018 821 €
EBITDA N/C N/C N/C -42 777 € -1 071 315 €
Net margin N/C N/C N/C 22.8% 12.6%

Revenue and income statement

In 2021, SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE generates positive net income of 177 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2021: 1.0 M€ -> 177 k€.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

177 008 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 6%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 86%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

5.546%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

86.128%

Solvency indicators evolution
SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE

Sector positioning

Debt ratio
5.55 2021
2019
2020
2021
Q1: 0.0
Med: 8.63
Q3: 80.84
Good -34 pts over 3 years

In 2021, the debt ratio of SOCIETE FINANCIERE DU POR... (5.55) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
86.13% 2021
2019
2020
2021
Q1: 8.26%
Med: 40.93%
Q3: 73.55%
Excellent +50 pts over 3 years

In 2021, the financial autonomy of SOCIETE FINANCIERE DU POR... (86.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 825.88. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

825.884

Liquidity indicators evolution
SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE

Sector positioning

Liquidity ratio
825.88 2021
2019
2020
2021
Q1: 132.89
Med: 276.82
Q3: 713.82
Excellent +54 pts over 3 years

In 2021, the liquidity ratio of SOCIETE FINANCIERE DU POR... (825.88) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 22 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 22 days of gap between collections and payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

22 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE

Positioning of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE in its sector

Comparison with sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Valuation estimate

Based on 103 transactions of similar company sales (all years), the value of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE is estimated at 592 319 € (range 216 979€ - 1 522 715€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2021
103 transactions
216k€ 592k€ 1522k€
592 319 € Range: 216 979€ - 1 522 715€
NAF 5 all-time

Valuation method used

Net Income Multiple
177 008 € × 3.3x = 592 320 €
Range: 216 980€ - 1 522 716€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.)

Compare SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a.

Frequently asked questions about SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE

What is the revenue of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE ?

The revenue of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE in 2017 is 5.3 M€.

Is SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE profitable?

Yes, SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE generated a net profit of 177 k€ in 2021.

Where is the headquarters of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE ?

The headquarters of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE is located in PARIS (75008), in the department Paris.

Where to find the tax return of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE ?

The tax return of SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE operate?

SOCIETE FINANCIERE DU PORTE MONNAIE ELECTRONIQUE INTERBANCAIRE operates in the sector Autres activités auxiliaires de services financiers, hors assurance et caisses de retraite, n.c.a. (NAF code 66.19B). See the 'Sector positioning' section above to compare the company with its competitors.