Employees: NN (None)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1990-06-15 (35 years)Status: ActiveBusiness sector: Conseil en systèmes et logiciels informatiquesLocation: CRESSERONS (14440), Calvados
SOCIETE FINANCIERE D'ECONOMIE SOFIE is a French company
founded 35 years ago,
specialized in the sector Conseil en systèmes et logiciels informatiques.
Based in CRESSERONS (14440),
this company of category PME
shows in 2022 a revenue of 556 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SOCIETE FINANCIERE D'ECONOMIE SOFIE (SIREN 378350193)
Indicator
2022
2020
2019
2018
2017
2016
Revenue
556 166 €
823 265 €
1 006 564 €
1 120 936 €
854 676 €
570 058 €
Net income
2 182 €
8 652 €
6 216 €
17 114 €
11 081 €
4 530 €
EBITDA
2 230 €
6 644 €
7 352 €
20 484 €
13 032 €
5 520 €
Net margin
0.4%
1.1%
0.6%
1.5%
1.3%
0.8%
Revenue and income statement
Im Jahr 2022 erzielt SOCIETE FINANCIERE D'ECONOMIE SOFIE einen Umsatz von 556 k€. Die Aktivität bleibt über den Zeitraum stabil (CAGR: -0.4%). Deutlicher Rückgang von -32% vs 2020. Nach Abzug des Verbrauchs (0 €) beträgt die Bruttomarge 556 k€, d.h. eine Rate von 100%. Dieses Verhältnis misst die Fähigkeit, aus der Geschäftstätigkeit Wert zu schaffen. EBITDA (= Bruttomarge - Personalkosten - Steuern) erreicht 2 k€, was 0.4% des Umsatzes entspricht. Die operative Marge bleibt fragil und erfordert Kostenwachsamkeit. Das Nettoergebnis beträgt 2 k€, d.h. 0.4% des Umsatzes.
Revenue (2022)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
556 166 €
Gross margin (2022)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
556 166 €
EBITDA (2022)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
2 230 €
EBIT (2022)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
2 230 €
Net income (2022)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
2 182 €
EBITDA margin (2022)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
0.4%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
Die Verschuldungsquote (= Finanzschulden / Eigenkapital x 100) beträgt 0%. Dieses niedrige Niveau spiegelt eine solide Finanzstruktur wider. Die finanzielle Autonomie (= Eigenkapital / Bilanzsumme x 100) erreicht 41%. Diese hohe Autonomie bedeutet, dass das Unternehmen den Großteil seiner Vermögenswerte durch Eigenkapital finanziert. Die Schuldenrückzahlungskapazität zeigt, dass es 0.2 Jahre Cashflow braucht. Diese kurze Periode zeigt eine ausgezeichnete Schuldentragfähigkeit. Der Cashflow beträgt 0.4% des Umsatzes.
Debt ratio (2022)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.226%
Financial autonomy (2022)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
41.271%
Cash flow / Revenue (2022)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
0.392%
Repayment capacity (2022)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
Debt ratio
0.0
0.0
0.0
0.0
0.0
0.226
Financial autonomy
60.596
43.348
36.253
39.917
54.97
41.271
Repayment capacity
0.0
0.0
0.0
0.0
0.0
0.209
Cash flow / Revenue
0.794%
1.297%
1.527%
0.617%
1.051%
0.392%
Sector positioning
Verschuldungsgrad
0.232022
2019
2020
2022
Q1: 0.0
Med: 4.76
Q3: 47.3
Gut
Im Jahr 2022 liegt unter dem Median der Branche das verschuldungsgrad von SOCIETE FINANCIERE D'ECON... (0.23). Dieses Verhältnis misst das Gewicht der Schulden im Verhältnis zum Eigenkapital. Diese kontrollierte Position spiegelt umsichtiges Management wider.
Finanzielle Autonomie
41.27%2022
2019
2020
2022
Q1: 7.73%
Med: 33.34%
Q3: 59.44%
Gut
Im Jahr 2022 liegt über dem Median der Branche das finanzielle autonomie von SOCIETE FINANCIERE D'ECON... (41.3%). Dieses Verhältnis stellt den Anteil des Eigenkapitals an der Gesamtfinanzierung dar. Diese komfortable Position bietet eine nennenswerte Sicherheitsmarge.
Rückzahlungsfähigkeit
0.21 ans2022
2019
2020
2022
Q1: 0.0 ans
Med: 0.0 ans
Q3: 0.75 ans
Average+32 pts over 3 years
Im Jahr 2022 liegt über dem Median der Branche das rückzahlungsfähigkeit von SOCIETE FINANCIERE D'ECON... (0.2 an). Dieses Verhältnis gibt die Anzahl der Jahre an, die zur Rückzahlung der Schulden mit dem Cashflow benötigt werden. Eine Reduzierung könnte die finanzielle Stärke verbessern.
Liquidity ratios
Die Liquiditätsquote beträgt 114.10. Das Unternehmen verfügt über 2€ liquide Mittel für jeden 1€ kurzfristiger Schulden.
Liquidity ratio (2022)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
114.097
Interest coverage (2022)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2022
Liquidity ratio
58.904
107.011
119.928
117.948
115.972
114.097
Interest coverage
2.554
0.0
0.439
0.0
0.0
0.0
Sector positioning
Liquiditätsquote
114.12022
2019
2020
2022
Q1: 147.53
Med: 234.01
Q3: 411.9
Average
Im Jahr 2022 liegt unter dem Median der Branche das liquiditätsquote von SOCIETE FINANCIERE D'ECON... (114.10). Dieses Verhältnis misst die Fähigkeit, kurzfristige Schulden mit Umlaufvermögen zu decken. Eine Verbesserung würde die Wettbewerbsposition stärken.
Zinsdeckung
0.0x2022
2019
2020
2022
Q1: 0.0x
Med: 0.0x
Q3: 0.93x
Average
Im Jahr 2022 liegt unter dem Median der Branche das zinsdeckung von SOCIETE FINANCIERE D'ECON... (0.0x). Dieses Verhältnis gibt an, wie oft das Betriebsergebnis die Zinsaufwendungen deckt. Eine Verbesserung würde die Wettbewerbsposition stärken.
Working capital requirement (WCR) and payment terms
Der Betriebskapitalbedarf (WCR) misst die zeitliche Lücke. Durchschnittliche Kundenzahlungsfrist: 70 Tage. Lieferantenfrist: 148 Tage. Ausgezeichnete Situation: Lieferanten finanzieren 78 Tage des Betriebszyklus. Der WCR repräsentiert 99 Tage Umsatz. Im Zeitraum 2016-2022 stieg der WCR um +470%.
Operating WCR (2022)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
153 541 €
Customer credit (2022)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
70 j
Supplier credit (2022)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
148 j
Inventory turnover (2022)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2022)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
99 j
WCR and payment terms evolution SOCIETE FINANCIERE D'ECONOMIE SOFIE
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2022
Operating WCR
-41 529 €
255 070 €
273 486 €
235 818 €
148 105 €
153 541 €
Inventory turnover (days)
0
0
0
0
0
0
Customer payment term (days)
62
77
83
77
46
70
Supplier payment term (days)
93
119
111
89
71
148
Positioning of SOCIETE FINANCIERE D'ECONOMIE SOFIE in its sector
Comparison with sector Conseil en systèmes et logiciels informatiques
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (21 transactions).
This range of 17 283€ to 47 233€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2022
Indicative
17k€34k€47k€
34 294 €Range: 17 283€ - 47 233€
NAF 5 année 2022
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 21 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Conseil en systèmes et logiciels informatiques)
Compare SOCIETE FINANCIERE D'ECONOMIE SOFIE with other companies in the same sector:
Frequently asked questions about SOCIETE FINANCIERE D'ECONOMIE SOFIE
What is the revenue of SOCIETE FINANCIERE D'ECONOMIE SOFIE ?
The revenue of SOCIETE FINANCIERE D'ECONOMIE SOFIE in 2022 is 556 k€.
Is SOCIETE FINANCIERE D'ECONOMIE SOFIE profitable?
Yes, SOCIETE FINANCIERE D'ECONOMIE SOFIE generated a net profit of 2 k€ in 2022.
Where is the headquarters of SOCIETE FINANCIERE D'ECONOMIE SOFIE ?
The headquarters of SOCIETE FINANCIERE D'ECONOMIE SOFIE is located in CRESSERONS (14440), in the department Calvados.
Where to find the tax return of SOCIETE FINANCIERE D'ECONOMIE SOFIE ?
The tax return of SOCIETE FINANCIERE D'ECONOMIE SOFIE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SOCIETE FINANCIERE D'ECONOMIE SOFIE operate?
SOCIETE FINANCIERE D'ECONOMIE SOFIE operates in the sector Conseil en systèmes et logiciels informatiques (NAF code 62.02A). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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