SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES
SIREN : 314370552
Employees: 01 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1978-01-01 (48 years)Status: ActiveBusiness sector: Activités des sociétés holdingLocation: SAINT-QUENTIN-EN-TOURMONT (80120), Somme
SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES : revenue, balance sheet and financial ratios
SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES is a French company
founded 48 years ago,
specialized in the sector Activités des sociétés holding.
Based in SAINT-QUENTIN-EN-TOURMONT (80120),
this company of category PME
shows in 2025 a revenue of 73 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Financial history - SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES (SIREN 314370552)
Indicator
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Revenue
72 658 €
54 982 €
56 000 €
58 000 €
85 000 €
140 000 €
70 000 €
N/C
N/C
N/C
Net income
-2 075 €
-12 338 €
-18 036 €
736 €
45 439 €
85 787 €
224 418 €
-5 214 €
361 839 €
621 462 €
EBITDA
-2 599 €
-14 730 €
-18 040 €
932 €
63 110 €
119 299 €
56 817 €
-5 476 €
-6 899 €
-4 247 €
Net margin
-2.9%
-22.4%
-32.2%
1.3%
53.5%
61.3%
320.6%
N/C
N/C
N/C
Revenue and income statement
In 2025, SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES achieves revenue of 73 k€. Revenue is growing positively over 10 years (CAGR: +0.6%). Vs 2024, growth of +32% (55 k€ -> 73 k€). After deducting consumption (0 €), gross margin stands at 73 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3 k€, representing -3.6% of revenue. Positive scissor effect: EBITDA margin improves by +23.2 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -2 k€ (-2.9% of revenue), which will impact equity.
Revenue (2025)
?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production
72 658 €
Gross margin (2025)
?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed
72 658 €
EBITDA (2025)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-2 599 €
EBIT (2025)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-2 075 €
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
-2 075 €
EBITDA margin (2025)
?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability 5-10% : Average < 5% : Low
-3.6%
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.0%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
99.357%
Cash flow / Revenue (2025)
?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates
-6.159%
Repayment capacity (2025)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
0.0
Solvency indicators evolution SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Debt ratio
0.0
0.0
1.151
1.139
1.165
1.203
0.0
0.0
0.0
0.0
Financial autonomy
99.838
87.964
96.586
94.487
90.849
90.799
99.744
99.726
99.662
99.357
Repayment capacity
0.0
0.0
-9.59
0.223
0.583
1.1
0.0
0.0
0.0
0.0
Cash flow / Revenue
None%
None%
None%
320.597%
61.276%
53.458%
1.269%
-32.207%
-26.805%
-6.159%
Sector positioning
Debt ratio
0.02025
2023
2024
2025
Q1: 0.04
Med: 8.09
Q3: 54.01
Excellent
In 2025, the debt ratio of SOCIETE FINANCIERE DE PAR... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
Financial autonomy
99.36%2025
2023
2024
2025
Q1: 21.27%
Med: 67.32%
Q3: 92.99%
Excellent
In 2025, the financial autonomy of SOCIETE FINANCIERE DE PAR... (99.4%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.0 years2025
2023
2024
2025
Q1: 0.0 years
Med: 0.19 years
Q3: 2.98 years
Excellent
In 2025, the repayment capacity of SOCIETE FINANCIERE DE PAR... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 351.66. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
351.663
Interest coverage (2025)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
0.0
Liquidity indicators evolution SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Liquidity ratio
2978.839
35.105
20.664
81.218
65.003
28.521
1205.604
676.073
593.572
351.663
Interest coverage
-1.413
-0.652
-0.548
0.188
0.122
0.0
0.0
0.0
0.0
0.0
Sector positioning
Liquidity ratio
351.662025
2023
2024
2025
Q1: 161.8
Med: 834.57
Q3: 4761.54
Average-18 pts over 3 years
In 2025, the liquidity ratio of SOCIETE FINANCIERE DE PAR... (351.66) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
0.0x2025
2023
2024
2025
Q1: -62.1x
Med: 0.0x
Q3: 0.0x
Good
In 2025, the interest coverage of SOCIETE FINANCIERE DE PAR... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 367 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 93 days. The gap of 274 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 372 days of revenue, i.e. 75 k€ to permanently finance.
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
75 018 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
367 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
93 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR in days of revenue (2025)
?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management
372 j
WCR and payment terms evolution SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
Operating WCR
0 €
0 €
0 €
-132 106 €
-307 019 €
-322 098 €
30 600 €
42 114 €
29 034 €
75 018 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
0
Customer payment term (days)
0
0
0
300
150
106
112
180
180
367
Supplier payment term (days)
274
219
121
0
52
109
54
47
75
93
Positioning of SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES in its sector
Comparison with sector Activités des sociétés holding
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions).
This range of 35 582€ to 90 983€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
35k€55k€90k€
55 639 €Range: 35 582€ - 90 983€
NAF 5 année 2025
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Activités des sociétés holding)
Compare SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES with other companies in the same sector:
Frequently asked questions about SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES
What is the revenue of SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES ?
The revenue of SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES in 2025 is 73 k€.
Is SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES profitable?
SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES recorded a net loss in 2025.
Where is the headquarters of SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES ?
The headquarters of SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES is located in SAINT-QUENTIN-EN-TOURMONT (80120), in the department Somme.
Where to find the tax return of SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES ?
The tax return of SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES operate?
SOCIETE FINANCIERE DE PARTICIPATIONS ET DE SERVICES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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