SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE : revenue, balance sheet and financial ratios

SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE is a French company founded 31 years ago, specialized in the sector Autres activités récréatives et de loisirs. Based in LUNEVILLE (54300), this company of category PME shows in 2020 a revenue of 12 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE (SIREN 398848598)
Indicator 2020 2019 2018 2017 2016 2015
Revenue 12 452 € 14 200 € 18 364 € 20 400 € 124 479 € 38 898 €
Net income -32 800 € -179 548 € -204 614 € -126 907 € -146 393 € -322 268 €
EBITDA -68 631 € -99 769 € -71 881 € -79 490 € -85 528 € -58 000 €
Net margin -263.4% -1264.4% -1114.2% -622.1% -117.6% -828.5%

Revenue and income statement

In 2020, SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE achieves revenue of 12 k€. Revenue is declining over the period 2015-2020 (CAGR: -20.4%). Significant drop of -12% vs 2019. After deducting consumption (661 €), gross margin stands at 12 k€, i.e. a rate of 95%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -69 k€, representing -551.2% of revenue. Positive scissor effect: EBITDA margin improves by +151.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -33 k€ (-263.4% of revenue), which will impact equity.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

12 452 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

11 791 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-68 631 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-111 356 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-32 800 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-551.2%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 25%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 78%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

25.425%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

78.093%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1012.994%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-2.5

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

56.2%

Solvency indicators evolution
SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE

Sector positioning

Debt ratio
25.43 2020
2018
2019
2020
Q1: 0.0
Med: 23.9
Q3: 169.73
Average

In 2020, the debt ratio of SOCIETE FINANCIERE DE LA ... (25.43) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
78.09% 2020
2018
2019
2020
Q1: 0.68%
Med: 25.05%
Q3: 58.09%
Excellent

In 2020, the financial autonomy of SOCIETE FINANCIERE DE LA ... (78.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-2.5 years 2020
2018
2019
2020
Q1: -0.35 years
Med: 0.0 years
Q3: 2.25 years
Excellent

In 2020, the repayment capacity of SOCIETE FINANCIERE DE LA ... (-2.50) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 982.71. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

982.707

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-123.462

Liquidity indicators evolution
SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE

Sector positioning

Liquidity ratio
982.71 2020
2018
2019
2020
Q1: 81.01
Med: 165.9
Q3: 348.17
Excellent

In 2020, the liquidity ratio of SOCIETE FINANCIERE DE LA ... (982.71) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-123.46x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.0x
Q3: 1.7x
Watch

In 2020, the interest coverage of SOCIETE FINANCIERE DE LA ... (-123.5x) ranks in the bottom 25% of the sector. This ratio indicates how many times operating income covers interest expenses. Low coverage may indicate fragility to rate or income variations.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1454 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 69 days. The gap of 1385 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1047 days of revenue, i.e. 36 k€ to permanently finance. Notable WCR improvement over the period (-88%), freeing up cash.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

36 207 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

1454 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

69 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

1047 j

WCR and payment terms evolution
SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE

Positioning of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE in its sector

Comparison with sector Autres activités récréatives et de loisirs

Valuation estimate

Based on 114 transactions of similar company sales (all years), the value of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE is estimated at 8 982 € (range 4 141€ - 17 066€). The price/revenue ratio is 0.72x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
114 transactions
4k€ 8k€ 17k€
8 982 € Range: 4 141€ - 17 066€
NAF 5 all-time

Valuation method used

Revenue Multiple
12 452 € × 0.72x = 8 982 €
Range: 4 142€ - 17 066€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 114 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres activités récréatives et de loisirs)

Compare SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE with other companies in the same sector:

Voir toutes les statistiques du secteur Autres activités récréatives et de loisirs

Frequently asked questions about SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE

What is the revenue of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE ?

The revenue of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE in 2020 is 12 k€.

Is SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE profitable?

SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE recorded a net loss in 2020.

Where is the headquarters of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE ?

The headquarters of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE is located in LUNEVILLE (54300), in the department Meurthe-et-Moselle.

Where to find the tax return of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE ?

The tax return of SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE operate?

SOCIETE FINANCIERE DE LA VALLEE DE LA MEURTHE operates in the sector Autres activités récréatives et de loisirs (NAF code 93.29Z). See the 'Sector positioning' section above to compare the company with its competitors.