SIREN : 434648143
SOCIETE FINANCIERE COSNELLE is a French company founded 25 years ago, specialized in the sector Activités des sièges sociaux. Based in CHERRE-AU (72400), this company of category ETI shows in 2025 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 556 431 € | 1 560 140 € | 1 663 564 € | 1 478 750 € | 1 259 730 € | 1 296 892 € | 849 004 € | 1 008 892 € | 1 393 603 € | 1 481 604 € |
| Net income | 195 732 € | 1 045 670 € | -101 406 € | -230 077 € | -479 960 € | 3 725 557 € | 1 772 900 € | 1 421 247 € | -575 207 € | 59 732 € |
| EBITDA | 317 957 € | 334 815 € | 278 226 € | 256 001 € | 186 259 € | 242 763 € | -97 588 € | -246 070 € | -68 089 € | -97 452 € |
| Net margin | 12.6% | 67.0% | -6.1% | -15.6% | -38.1% | 287.3% | 208.8% | 140.9% | -41.3% | 4.0% |
In 2025, SOCIETE FINANCIERE COSNELLE achieves revenue of 1.6 M€. Revenue is growing positively over 10 years (CAGR: +0.5%). Slight decline of -0% vs 2024. After deducting consumption (0 €), gross margin stands at 1.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 318 k€, representing 20.4% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 196 k€, i.e. 12.6% of revenue. This profit can be retained or distributed to shareholders.
1 556 431 €
1 556 431 €
317 957 €
208 332 €
195 732 €
20.4%
The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 63%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 42.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
51.771%
62.504%
42.23%
11.155
40.2%
In 2025, the debt ratio of SOCIETE FINANCIERE COSNELLE (51.77) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of SOCIETE FINANCIERE COSNELLE (62.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of SOCIETE FINANCIERE COSNELLE (11.15) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 45.70. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 221.8x. Operating income very largely covers interest expenses: high safety margin.
45.696
221.826
In 2025, the liquidity ratio of SOCIETE FINANCIERE COSNELLE (45.70) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2025, the interest coverage of SOCIETE FINANCIERE COSNELLE (221.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 162 days. Excellent situation: suppliers finance 99 days of the operating cycle (retail model). WCR is negative (-113 days): operations structurally generate cash. Notable WCR improvement over the period (-117%), freeing up cash.
-490 494 €
63 j
162 j
0 j
-113 j
Based on 54 transactions of similar company sales
in 2025,
the value of SOCIETE FINANCIERE COSNELLE is estimated at
572 882 €
(range 249 222€ - 958 536€).
With an EBITDA of 317 957€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE FINANCIERE COSNELLE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of SOCIETE FINANCIERE COSNELLE in 2025 is 1.6 M€.
Yes, SOCIETE FINANCIERE COSNELLE generated a net profit of 196 k€ in 2025.
The headquarters of SOCIETE FINANCIERE COSNELLE is located in CHERRE-AU (72400), in the department Sarthe.
The tax return of SOCIETE FINANCIERE COSNELLE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE FINANCIERE COSNELLE operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.