SIREN : 317031987
SOCIETE FINANCIERE CLAUDEL is a French company founded 47 years ago, specialized in the sector Activités des sièges sociaux. Based in GERARDMER (88400), this company of category PME shows in 2025 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 492 563 € | 1 262 910 € | 1 124 911 € | 878 738 € | 863 411 € | 881 913 € | 873 844 € | 868 703 € | 856 787 € |
| Net income | 404 232 € | 304 838 € | 350 009 € | 571 886 € | 131 821 € | 130 704 € | 668 858 € | 605 763 € | 962 006 € |
| EBITDA | 813 059 € | 602 638 € | 526 312 € | 312 861 € | 295 193 € | 307 684 € | 272 113 € | 365 270 € | 386 059 € |
| Net margin | 27.1% | 24.1% | 31.1% | 65.1% | 15.3% | 14.8% | 76.5% | 69.7% | 112.3% |
In 2025, SOCIETE FINANCIERE CLAUDEL achieves revenue of 1.5 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +7.2%. Vs 2024, growth of +18% (1.3 M€ -> 1.5 M€). After deducting consumption (0 €), gross margin stands at 1.5 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 813 k€, representing 54.5% of revenue. Positive scissor effect: EBITDA margin improves by +6.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 404 k€, i.e. 27.1% of revenue. This profit can be retained or distributed to shareholders.
1 492 563 €
1 492 563 €
813 059 €
402 642 €
404 232 €
54.5%
The debt ratio (= Financial debt / Equity x 100) stands at 46%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 66%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 5.4 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 54.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
46.47%
66.447%
54.114%
5.371
53.2%
In 2025, the debt ratio of SOCIETE FINANCIERE CLAUDEL (46.47) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of SOCIETE FINANCIERE CLAUDEL (66.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of SOCIETE FINANCIERE CLAUDEL (5.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2169.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 7.7x. Operating income very largely covers interest expenses: high safety margin.
2169.098
7.747
In 2025, the liquidity ratio of SOCIETE FINANCIERE CLAUDEL (2169.10) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of SOCIETE FINANCIERE CLAUDEL (7.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 41 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 179 days. Excellent situation: suppliers finance 138 days of the operating cycle (retail model). Overall, WCR represents 364 days of revenue, i.e. 1.5 M€ to permanently finance. Over 2017-2025, WCR increased by +42%, requiring additional financing.
1 509 324 €
41 j
179 j
0 j
364 j
Based on 54 transactions of similar company sales
in 2025,
the value of SOCIETE FINANCIERE CLAUDEL is estimated at
940 958 €
(range 425 461€ - 1 809 413€).
With an EBITDA of 813 059€, the sector multiple of 1.1x is applied.
The price/revenue ratio is 0.63x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE FINANCIERE CLAUDEL with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of SOCIETE FINANCIERE CLAUDEL in 2025 is 1.5 M€.
Yes, SOCIETE FINANCIERE CLAUDEL generated a net profit of 404 k€ in 2025.
The headquarters of SOCIETE FINANCIERE CLAUDEL is located in GERARDMER (88400), in the department Vosges.
The tax return of SOCIETE FINANCIERE CLAUDEL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE FINANCIERE CLAUDEL operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.