SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 : revenue, balance sheet and financial ratios

SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 is a French company founded 19 years ago, specialized in the sector Crédit-bail . Based in MONTROUGE (92120), this company of category GE shows in 2018 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 (SIREN 493455265)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C 1 038 254 € 7 594 568 € 7 582 361 €
Net income 1 213 € 1 084 € -1 660 € -1 684 € -4 731 € -5 298 € -550 580 € -450 920 € -588 631 €
EBITDA -2 020 € -1 995 € -1 682 € -1 684 € -4 731 € -5 298 € 529 919 € 7 539 539 € 7 517 312 €
Net margin N/C N/C N/C N/C N/C N/C -53.0% -5.9% -7.8%

Revenue and income statement

In 2024, SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 generates positive net income of 1 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 020 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 020 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 213 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at -101%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -11756%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 9281.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

-100.833%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

-11756.307%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

9281.678

Solvency indicators evolution
SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4

Sector positioning

Debt ratio
-100.83 2024
2022
2023
2024
Q1: -621.2
Med: -100.65
Q3: 0.0
Good

In 2024, the debt ratio of SOCIETE EN NOM COLLECTIF ... (-100.83) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
-11756.31% 2024
2022
2023
2024
Q1: -81.17%
Med: -5.4%
Q3: 27.03%
Watch +17 pts over 3 years

In 2024, the financial autonomy of SOCIETE EN NOM COLLECTIF ... (-11756.3%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
9281.68 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 2.55 years
Q3: 17.64 years
Watch +94 pts over 3 years

In 2024, the repayment capacity of SOCIETE EN NOM COLLECTIF ... (9281.68) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 4818.67. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

4818.671

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4

Sector positioning

Liquidity ratio
4818.67 2024
2022
2023
2024
Q1: 140.6
Med: 1060.51
Q3: 5232.78
Good -6 pts over 3 years

In 2024, the liquidity ratio of SOCIETE EN NOM COLLECTIF ... (4818.67) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2024
2022
2023
2024
Q1: 0.0x
Med: 7.57x
Q3: 56.11x
Average

In 2024, the interest coverage of SOCIETE EN NOM COLLECTIF ... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 293 days. Excellent situation: suppliers finance 293 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

293 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4

Positioning of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 in its sector

Comparison with sector Crédit-bail

Valuation estimate

Based on 142 transactions of similar company sales (all years), the value of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 is estimated at 11 568 € (range 472€ - 23 851€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
142 transactions
0k€ 11k€ 23k€
11 568 € Range: 472€ - 23 851€
NAF 4 all-time Aggregated at NAF sub-class level

Valuation method used

Net Income Multiple
1 213 € × 9.5x = 11 568 €
Range: 472€ - 23 851€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 142 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Crédit-bail )

Compare SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 with other companies in the same sector:

Voir toutes les statistiques du secteur Crédit-bail

Frequently asked questions about SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4

What is the revenue of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 ?

The revenue of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 in 2018 is 1.0 M€.

Is SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 profitable?

Yes, SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 generated a net profit of 1 k€ in 2024.

Where is the headquarters of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 ?

The headquarters of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 is located in MONTROUGE (92120), in the department Hauts-de-Seine.

Where to find the tax return of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 ?

The tax return of SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 operate?

SOCIETE EN NOM COLLECTIF 2008 PANDA FINANCE 4 operates in the sector Crédit-bail (NAF code 64.91Z). See the 'Sector positioning' section above to compare the company with its competitors.