SOCIETE DES ENROBES CLERMONTOIS - SEC : revenue, balance sheet and financial ratios

SOCIETE DES ENROBES CLERMONTOIS - SEC is a French company founded 10 years ago, specialized in the sector Fabrication d'autres produits minéraux non métalliques n.c.a.. Based in VOLVIC (63530), this company of category GE shows in 2024 a revenue of 7.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE DES ENROBES CLERMONTOIS - SEC (SIREN 812397602)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 7 012 636 € 5 734 013 € 2 553 741 € 2 479 319 € 3 097 727 € 2 442 208 € 2 655 937 € 2 461 061 € 2 714 976 €
Net income 179 758 € -930 € -74 042 € 91 072 € 129 332 € 120 315 € -80 561 € 80 855 € 67 990 €
EBITDA 608 561 € 608 250 € 262 736 € 223 001 € 295 380 € 254 458 € -90 439 € 149 160 € 144 466 €
Net margin 2.6% -0.0% -2.9% 3.7% 4.2% 4.9% -3.0% 3.3% 2.5%

Revenue and income statement

In 2024, SOCIETE DES ENROBES CLERMONTOIS - SEC achieves revenue of 7.0 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +12.6%. Vs 2023, growth of +22% (5.7 M€ -> 7.0 M€). After deducting consumption (5.2 M€), gross margin stands at 1.8 M€, i.e. a rate of 26%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 609 k€, representing 8.7% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 180 k€, i.e. 2.6% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

7 012 636 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 814 219 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

608 561 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

350 324 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

179 758 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

8.7%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 355%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

355.218%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.682%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

7.347%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.699

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

69.4%

Solvency indicators evolution
SOCIETE DES ENROBES CLERMONTOIS - SEC

Sector positioning

Debt ratio
355.22 2024
2022
2023
2024
Q1: 0.0
Med: 11.35
Q3: 71.05
Watch

In 2024, the debt ratio of SOCIETE DES ENROBES CLERM... (355.22) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
10.68% 2024
2022
2023
2024
Q1: 9.68%
Med: 23.36%
Q3: 45.54%
Average

In 2024, the financial autonomy of SOCIETE DES ENROBES CLERM... (10.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.7 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.65 years
Watch

In 2024, the repayment capacity of SOCIETE DES ENROBES CLERM... (4.70) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 139.63. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 10.0x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

139.634

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

9.974

Liquidity indicators evolution
SOCIETE DES ENROBES CLERMONTOIS - SEC

Sector positioning

Liquidity ratio
139.63 2024
2022
2023
2024
Q1: 94.61
Med: 137.76
Q3: 236.84
Good +27 pts over 3 years

In 2024, the liquidity ratio of SOCIETE DES ENROBES CLERM... (139.63) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
9.97x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.99x
Q3: 6.91x
Excellent

In 2024, the interest coverage of SOCIETE DES ENROBES CLERM... (10.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 49 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 117 days. Excellent situation: suppliers finance 68 days of the operating cycle (retail model). Inventory turnover is 7 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 7 days of revenue, i.e. 144 k€ to permanently finance. Notable WCR improvement over the period (-74%), freeing up cash.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

144 180 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

49 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

117 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

7 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

7 j

WCR and payment terms evolution
SOCIETE DES ENROBES CLERMONTOIS - SEC

Positioning of SOCIETE DES ENROBES CLERMONTOIS - SEC in its sector

Comparison with sector Fabrication d'autres produits minéraux non métalliques n.c.a.

Valuation estimate

Based on 228 transactions of similar company sales (all years), the value of SOCIETE DES ENROBES CLERMONTOIS - SEC is estimated at 803 424 € (range 349 482€ - 2 169 737€). With an EBITDA of 608 561€, the sector multiple of 1.5x is applied. The price/revenue ratio is 0.13x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
228 transactions
349k€ 803k€ 2169k€
803 424 € Range: 349 482€ - 2 169 737€
Section all-time Aggregated at NAF section level

Valuation detail by method

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EBITDA Multiple 50%
608 561 € × 1.5x
Estimation 937 920 €
292 501€ - 2 428 416€
Revenue Multiple 30%
7 012 636 € × 0.13x
Estimation 898 265 €
619 664€ - 2 671 090€
Net Income Multiple 20%
179 758 € × 1.8x
Estimation 324 923 €
86 663€ - 771 014€
How is this estimate calculated?

This estimate is based on the analysis of 228 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fabrication d'autres produits minéraux non métalliques n.c.a.)

Compare SOCIETE DES ENROBES CLERMONTOIS - SEC with other companies in the same sector:

Voir toutes les statistiques du secteur Fabrication d'autres produits minéraux non métalliques n.c.a.

Frequently asked questions about SOCIETE DES ENROBES CLERMONTOIS - SEC

What is the revenue of SOCIETE DES ENROBES CLERMONTOIS - SEC ?

The revenue of SOCIETE DES ENROBES CLERMONTOIS - SEC in 2024 is 7.0 M€.

Is SOCIETE DES ENROBES CLERMONTOIS - SEC profitable?

Yes, SOCIETE DES ENROBES CLERMONTOIS - SEC generated a net profit of 180 k€ in 2024.

Where is the headquarters of SOCIETE DES ENROBES CLERMONTOIS - SEC ?

The headquarters of SOCIETE DES ENROBES CLERMONTOIS - SEC is located in VOLVIC (63530), in the department Puy-de-Dome.

Where to find the tax return of SOCIETE DES ENROBES CLERMONTOIS - SEC ?

The tax return of SOCIETE DES ENROBES CLERMONTOIS - SEC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE DES ENROBES CLERMONTOIS - SEC operate?

SOCIETE DES ENROBES CLERMONTOIS - SEC operates in the sector Fabrication d'autres produits minéraux non métalliques n.c.a. (NAF code 23.99Z). See the 'Sector positioning' section above to compare the company with its competitors.