SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. : revenue, balance sheet and financial ratios

SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. is a French company founded 15 years ago, specialized in the sector Transports routiers de fret interurbains. Based in VAL-FOUZON (36210), this company of category PME shows in 2024 a revenue of 7.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. (SIREN 528532021)
Indicator 2024 2023 2021 2020 2019 2018 2017 2016
Revenue 7 309 034 € 7 146 857 € N/C 6 202 417 € N/C N/C N/C 3 052 957 €
Net income -5 465 € -218 949 € -184 548 € 45 499 € 93 894 € 184 706 € 88 824 € 29 426 €
EBITDA -408 403 € -517 124 € N/C -153 711 € N/C N/C N/C 23 242 €
Net margin -0.1% -3.1% N/C 0.7% N/C N/C N/C 1.0%

Revenue and income statement

In 2024, SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. achieves revenue of 7.3 M€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.5%. Vs 2023: +2%. After deducting consumption (2.2 M€), gross margin stands at 5.1 M€, i.e. a rate of 70%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -408 k€, representing -5.6% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -5 k€ (-0.1% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

7 309 034 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

5 146 837 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-408 403 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-106 947 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-5 465 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-5.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 199%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 12%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

199.011%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

11.639%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-5.898%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-1.001

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

33.4%

Solvency indicators evolution
SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I.

Sector positioning

Debt ratio
199.01 2024
2021
2023
2024
Q1: 3.42
Med: 30.72
Q3: 89.85
Average

In 2024, the debt ratio of SOCIETE DE TRANSPORTS NOR... (199.01) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
11.64% 2024
2021
2023
2024
Q1: 17.96%
Med: 34.26%
Q3: 52.09%
Average

In 2024, the financial autonomy of SOCIETE DE TRANSPORTS NOR... (11.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.0 years 2024
2023
2024
Q1: -0.01 years
Med: 0.02 years
Q3: 1.91 years
Excellent

In 2024, the repayment capacity of SOCIETE DE TRANSPORTS NOR... (-1.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 123.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

123.839

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-2.368

Liquidity indicators evolution
SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I.

Sector positioning

Liquidity ratio
123.84 2024
2021
2023
2024
Q1: 122.42
Med: 168.88
Q3: 241.43
Average -11 pts over 3 years

In 2024, the liquidity ratio of SOCIETE DE TRANSPORTS NOR... (123.84) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
-2.37x 2024
2023
2024
Q1: -0.19x
Med: 0.0x
Q3: 4.8x
Average

In 2024, the interest coverage of SOCIETE DE TRANSPORTS NOR... (-2.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 37 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 34 days. The company must finance 3 days of gap between collections and payments. Inventory turnover is 6 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 30 days of revenue, i.e. 609 k€ to permanently finance. Over 2016-2024, WCR increased by +68%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

608 843 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

37 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

34 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

6 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

30 j

WCR and payment terms evolution
SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I.

Positioning of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. in its sector

Comparison with sector Transports routiers de fret interurbains

Valuation estimate

Based on 71 transactions of similar company sales in 2024, the value of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. is estimated at 1 656 841 € (range 773 951€ - 2 701 830€). The price/revenue ratio is 0.23x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
71 tx
773k€ 1656k€ 2701k€
1 656 841 € Range: 773 951€ - 2 701 830€
NAF 5 année 2024

Valuation method used

Revenue Multiple
7 309 034 € × 0.23x = 1 656 841 €
Range: 773 951€ - 2 701 831€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 71 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Transports routiers de fret interurbains)

Compare SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. with other companies in the same sector:

Voir toutes les statistiques du secteur Transports routiers de fret interurbains

Frequently asked questions about SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I.

What is the revenue of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. ?

The revenue of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. in 2024 is 7.3 M€.

Is SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. profitable?

SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. recorded a net loss in 2024.

Where is the headquarters of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. ?

The headquarters of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. is located in VAL-FOUZON (36210), in the department Indre.

Where to find the tax return of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. ?

The tax return of SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. operate?

SOCIETE DE TRANSPORTS NORD INDRE - S.T.N.I. operates in the sector Transports routiers de fret interurbains (NAF code 49.41A). See the 'Sector positioning' section above to compare the company with its competitors.