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SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX : revenue, balance sheet and financial ratios

SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX is a French company founded 6 years ago, specialized in the sector Activités des sièges sociaux. Based in SAINTS-EN-PUISAYE (89520), this company of category PME shows in 2023 a net income negative of -6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX (SIREN 879620037)
Indicator 2023 2022 2021 2020
Revenue N/C N/C N/C N/C
Net income -6 118 € 38 852 € 52 768 € 44 816 €
EBITDA -2 945 € -2 684 € -3 513 € -11 011 €
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2023, SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX records a net loss of 6 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 945 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 945 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-6 118 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 118%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 46%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

118.26%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

45.791%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-33.276

Solvency indicators evolution
SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX

Sector positioning

Debt ratio
118.26 2023
2021
2022
2023
Q1: 0.15
Med: 18.69
Q3: 101.54
Average

In 2023, the debt ratio of SOCIETE DE FINANCEMENT CE... (118.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
45.79% 2023
2021
2022
2023
Q1: 13.72%
Med: 51.34%
Q3: 84.19%
Average +7 pts over 3 years

In 2023, the financial autonomy of SOCIETE DE FINANCEMENT CE... (45.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-33.28 years 2023
2021
2022
2023
Q1: 0.0 years
Med: 0.21 years
Q3: 3.83 years
Excellent -39 pts over 3 years

In 2023, the repayment capacity of SOCIETE DE FINANCEMENT CE... (-33.28) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 8797.90. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

8797.902

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-38.404

Liquidity indicators evolution
SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX

Sector positioning

Liquidity ratio
8797.9 2023
2021
2022
2023
Q1: 110.3
Med: 414.17
Q3: 1926.34
Excellent +26 pts over 3 years

In 2023, the liquidity ratio of SOCIETE DE FINANCEMENT CE... (8797.90) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
-38.4x 2023
2021
2022
2023
Q1: -38.61x
Med: 0.0x
Q3: 2.71x
Average

In 2023, the interest coverage of SOCIETE DE FINANCEMENT CE... (-38.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. Favorable situation: supplier credit is longer than customer credit by 15 days.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

15 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX

Positioning of SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX in its sector

Comparison with sector Activités des sièges sociaux

Similar companies (Activités des sièges sociaux)

Compare SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des sièges sociaux

Frequently asked questions about SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX

What is the revenue of SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX ?

The revenue of SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX is not publicly disclosed (confidential accounts filed with INPI).

Is SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX profitable?

SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX recorded a net loss in 2023.

Where is the headquarters of SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX ?

The headquarters of SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX is located in SAINTS-EN-PUISAYE (89520), in the department Yonne.

Where to find the tax return of SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX ?

The tax return of SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX operate?

SOCIETE DE FINANCEMENT CEDRIC COTTEREAUX operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.