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SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE : revenue, balance sheet and financial ratios

SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE is a French company founded 25 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in SAINT-MAURICE (94410), this company of category PME shows in 2024 a net income positive of 279 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE (SIREN 434943312)
Indicator 2024 2023 2022 2021 2020 2019
Revenue N/C N/C N/C N/C N/C N/C
Net income 278 675 € 205 301 € 144 771 € 140 092 € 123 953 € 125 246 €
EBITDA N/C N/C N/C N/C N/C N/C
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

In 2024, SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE generates positive net income of 279 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2019-2024: 125 k€ -> 279 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

278 675 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 16%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 70%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

15.697%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

70.013%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

27.5%

Solvency indicators evolution
SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE

Sector positioning

Debt ratio
15.7 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average

In 2024, the debt ratio of SOCIETE DE CONSEIL ET TEC... (15.70) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
70.01% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good +6 pts over 3 years

In 2024, the financial autonomy of SOCIETE DE CONSEIL ET TEC... (70.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 518.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

518.983

Liquidity indicators evolution
SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE

Sector positioning

Liquidity ratio
518.98 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good +14 pts over 3 years

In 2024, the liquidity ratio of SOCIETE DE CONSEIL ET TEC... (518.98) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Positioning of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE is estimated at 560 880 € (range 265 307€ - 2 560 923€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
265k€ 560k€ 2560k€
560 880 € Range: 265 307€ - 2 560 923€
NAF 5 all-time

Valuation method used

Net Income Multiple
278 675 € × 2.0x = 560 881 €
Range: 265 307€ - 2 560 923€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE

What is the revenue of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE ?

The revenue of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE is not publicly disclosed (confidential accounts filed with INPI).

Is SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE profitable?

Yes, SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE generated a net profit of 279 k€ in 2024.

Where is the headquarters of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE ?

The headquarters of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE is located in SAINT-MAURICE (94410), in the department Val-de-Marne.

Where to find the tax return of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE ?

The tax return of SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE operate?

SOCIETE DE CONSEIL ET TECHNIQUE EN ASSURANCE operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.