SOCIETE DE CARRELAGES ET DE REVETEMENTS : revenue, balance sheet and financial ratios

SOCIETE DE CARRELAGES ET DE REVETEMENTS is a French company founded 42 years ago, specialized in the sector Travaux de revêtement des sols et des murs. Based in MONTIGNY-LES-CORMEILLES (95370), this company of category PME shows in 2022 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE DE CARRELAGES ET DE REVETEMENTS (SIREN 327814471)
Indicator 2022 2021 2020 2019 2018 2017
Revenue 1 531 160 € 1 656 199 € 1 845 959 € 2 141 868 € 1 844 301 € 1 526 911 €
Net income 40 927 € -9 661 € 33 274 € 66 506 € 72 256 € 80 226 €
EBITDA 83 061 € 101 264 € 57 415 € 130 047 € 226 708 € 124 438 €
Net margin 2.7% -0.6% 1.8% 3.1% 3.9% 5.3%

Revenue and income statement

In 2022, SOCIETE DE CARRELAGES ET DE REVETEMENTS achieves revenue of 1.5 M€. Revenue is growing positively over 6 years (CAGR: +0.1%). Slight decline of -8% vs 2021. After deducting consumption (389 k€), gross margin stands at 1.1 M€, i.e. a rate of 75%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 83 k€, representing 5.4% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 41 k€, i.e. 2.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 531 160 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 141 819 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

83 061 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

47 866 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

40 927 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

5.4%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 624%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 14.4 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 4.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

624.23%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.614%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.523%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

14.4

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

56.2%

Solvency indicators evolution
SOCIETE DE CARRELAGES ET DE REVETEMENTS

Sector positioning

Debt ratio
624.23 2022
2020
2021
2022
Q1: 1.64
Med: 23.36
Q3: 74.88
Watch

In 2022, the debt ratio of SOCIETE DE CARRELAGES ET ... (624.23) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
10.61% 2022
2020
2021
2022
Q1: 10.61%
Med: 30.22%
Q3: 50.1%
Average -38 pts over 3 years

In 2022, the financial autonomy of SOCIETE DE CARRELAGES ET ... (10.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
14.4 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.13 years
Q3: 1.63 years
Watch

In 2022, the repayment capacity of SOCIETE DE CARRELAGES ET ... (14.40) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 378.98. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 6.8x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

378.979

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

6.783

Liquidity indicators evolution
SOCIETE DE CARRELAGES ET DE REVETEMENTS

Sector positioning

Liquidity ratio
378.98 2022
2020
2021
2022
Q1: 143.12
Med: 196.39
Q3: 289.88
Excellent

In 2022, the liquidity ratio of SOCIETE DE CARRELAGES ET ... (378.98) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
6.78x 2022
2020
2021
2022
Q1: 0.0x
Med: 0.13x
Q3: 2.21x
Excellent

In 2022, the interest coverage of SOCIETE DE CARRELAGES ET ... (6.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 160 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 55 days. The gap of 105 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 16 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 166 days of revenue, i.e. 706 k€ to permanently finance. Over 2017-2022, WCR increased by +114%, requiring additional financing.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

706 110 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

160 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

55 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

16 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

166 j

WCR and payment terms evolution
SOCIETE DE CARRELAGES ET DE REVETEMENTS

Positioning of SOCIETE DE CARRELAGES ET DE REVETEMENTS in its sector

Comparison with sector Travaux de revêtement des sols et des murs

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (47 transactions). This range of 95 985€ to 273 115€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2022
Indicative
95k€ 144k€ 273k€
144 337 € Range: 95 985€ - 273 115€
NAF 5 all-time

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 47 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de revêtement des sols et des murs)

Compare SOCIETE DE CARRELAGES ET DE REVETEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux de revêtement des sols et des murs

Frequently asked questions about SOCIETE DE CARRELAGES ET DE REVETEMENTS

What is the revenue of SOCIETE DE CARRELAGES ET DE REVETEMENTS ?

The revenue of SOCIETE DE CARRELAGES ET DE REVETEMENTS in 2022 is 1.5 M€.

Is SOCIETE DE CARRELAGES ET DE REVETEMENTS profitable?

Yes, SOCIETE DE CARRELAGES ET DE REVETEMENTS generated a net profit of 41 k€ in 2022.

Where is the headquarters of SOCIETE DE CARRELAGES ET DE REVETEMENTS ?

The headquarters of SOCIETE DE CARRELAGES ET DE REVETEMENTS is located in MONTIGNY-LES-CORMEILLES (95370), in the department Val-d'Oise.

Where to find the tax return of SOCIETE DE CARRELAGES ET DE REVETEMENTS ?

The tax return of SOCIETE DE CARRELAGES ET DE REVETEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE DE CARRELAGES ET DE REVETEMENTS operate?

SOCIETE DE CARRELAGES ET DE REVETEMENTS operates in the sector Travaux de revêtement des sols et des murs (NAF code 43.33Z). See the 'Sector positioning' section above to compare the company with its competitors.