SOCIETE D'AGENCEMENTS MONTPELLIERAINS : revenue, balance sheet and financial ratios

SOCIETE D'AGENCEMENTS MONTPELLIERAINS is a French company founded 24 years ago, specialized in the sector Commerce de détail de meubles. Based in PRADES-LE-LEZ (34730), this company of category PME shows in 2021 a revenue of 601 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE D'AGENCEMENTS MONTPELLIERAINS (SIREN 442071403)
Indicator 2021 2020 2019 2017 2016
Revenue 600 954 € 422 432 € 505 886 € 409 038 € 376 053 €
Net income 161 579 € 5 901 € 25 574 € 3 473 € 10 996 €
EBITDA 44 836 € 10 765 € 28 411 € 15 200 € 21 312 €
Net margin 26.9% 1.4% 5.1% 0.8% 2.9%

Revenue and income statement

In 2021, SOCIETE D'AGENCEMENTS MONTPELLIERAINS achieves revenue of 601 k€. Over the period 2016-2021, the company shows strong growth with a CAGR (compound annual growth rate) of +9.8%. Vs 2020, growth of +42% (422 k€ -> 601 k€). After deducting consumption (0 €), gross margin stands at 601 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 45 k€, representing 7.5% of revenue. Positive scissor effect: EBITDA margin improves by +4.9 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 162 k€, i.e. 26.9% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2021) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

600 954 €

Gross margin (2021) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

600 954 €

EBITDA (2021) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

44 836 €

EBIT (2021) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

32 587 €

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

161 579 €

EBITDA margin (2021) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

7.4%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2.301%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

56.273%

Cash flow / Revenue (2021) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1.535%

Repayment capacity (2021) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.601

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

78.4%

Solvency indicators evolution
SOCIETE D'AGENCEMENTS MONTPELLIERAINS

Sector positioning

Debt ratio
2.3 2021
2019
2020
2021
Q1: 3.5
Med: 39.7
Q3: 124.54
Excellent -15 pts over 3 years

In 2021, the debt ratio of SOCIETE D'AGENCEMENTS MON... (2.30) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.

Financial autonomy
56.27% 2021
2019
2020
2021
Q1: 11.17%
Med: 27.16%
Q3: 45.19%
Excellent +23 pts over 3 years

In 2021, the financial autonomy of SOCIETE D'AGENCEMENTS MON... (56.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-0.6 years 2021
2019
2020
2021
Q1: 0.0 years
Med: 0.84 years
Q3: 2.86 years
Excellent -27 pts over 3 years

In 2021, the repayment capacity of SOCIETE D'AGENCEMENTS MON... (-0.60) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 222.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

222.33

Interest coverage (2021) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.038

Liquidity indicators evolution
SOCIETE D'AGENCEMENTS MONTPELLIERAINS

Sector positioning

Liquidity ratio
222.33 2021
2019
2020
2021
Q1: 119.47
Med: 161.76
Q3: 234.4
Good +23 pts over 3 years

In 2021, the liquidity ratio of SOCIETE D'AGENCEMENTS MON... (222.33) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.04x 2021
2019
2020
2021
Q1: 0.0x
Med: 0.85x
Q3: 3.15x
Average -15 pts over 3 years

In 2021, the interest coverage of SOCIETE D'AGENCEMENTS MON... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 10 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 29 days. Favorable situation: supplier credit is longer than customer credit by 19 days. Overall, WCR represents 94 days of revenue, i.e. 156 k€ to permanently finance. Over 2016-2021, WCR increased by +161%, requiring additional financing.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

156 128 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

10 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

29 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2021) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

94 j

WCR and payment terms evolution
SOCIETE D'AGENCEMENTS MONTPELLIERAINS

Positioning of SOCIETE D'AGENCEMENTS MONTPELLIERAINS in its sector

Comparison with sector Commerce de détail de meubles

Valuation estimate

Based on 54 transactions of similar company sales in 2021, the value of SOCIETE D'AGENCEMENTS MONTPELLIERAINS is estimated at 115 988 € (range 69 743€ - 308 106€). With an EBITDA of 44 836€, the sector multiple of 1.8x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2021
54 tx
69k€ 115k€ 308k€
115 988 € Range: 69 743€ - 308 106€
NAF 5 année 2021

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
44 836 € × 1.8x
Estimation 81 660 €
38 467€ - 153 257€
Revenue Multiple 30%
600 954 € × 0.16x
Estimation 93 914 €
69 923€ - 216 545€
Net Income Multiple 20%
161 579 € × 1.5x
Estimation 234 923 €
147 663€ - 832 573€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de meubles)

Compare SOCIETE D'AGENCEMENTS MONTPELLIERAINS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de meubles

Frequently asked questions about SOCIETE D'AGENCEMENTS MONTPELLIERAINS

What is the revenue of SOCIETE D'AGENCEMENTS MONTPELLIERAINS ?

The revenue of SOCIETE D'AGENCEMENTS MONTPELLIERAINS in 2021 is 601 k€.

Is SOCIETE D'AGENCEMENTS MONTPELLIERAINS profitable?

Yes, SOCIETE D'AGENCEMENTS MONTPELLIERAINS generated a net profit of 162 k€ in 2021.

Where is the headquarters of SOCIETE D'AGENCEMENTS MONTPELLIERAINS ?

The headquarters of SOCIETE D'AGENCEMENTS MONTPELLIERAINS is located in PRADES-LE-LEZ (34730), in the department Herault.

Where to find the tax return of SOCIETE D'AGENCEMENTS MONTPELLIERAINS ?

The tax return of SOCIETE D'AGENCEMENTS MONTPELLIERAINS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE D'AGENCEMENTS MONTPELLIERAINS operate?

SOCIETE D'AGENCEMENTS MONTPELLIERAINS operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.