SIREN : 399213016
SOCIETE COYARD is a French company founded 31 years ago, specialized in the sector Fabrication d'autres articles de robinetterie. Based in BEAUCOUZE (49070), this company of category PME shows in 2024 a revenue of 9.7 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 9 673 662 € | 8 719 093 € | 9 826 852 € | 9 140 360 € | 8 572 837 € | 9 904 823 € | 14 007 036 € | 12 099 192 € | 14 292 181 € |
| Net income | -268 829 € | 300 437 € | 391 909 € | 188 158 € | 58 832 € | 55 393 € | 722 820 € | -633 934 € | -749 325 € |
| EBITDA | 143 581 € | 407 769 € | 955 258 € | 577 510 € | 197 905 € | 342 009 € | 1 291 692 € | -63 119 € | -436 007 € |
| Net margin | -2.8% | 3.4% | 4.0% | 2.1% | 0.7% | 0.6% | 5.2% | -5.2% | -5.2% |
In 2024, SOCIETE COYARD achieves revenue of 9.7 M€. Activity remains stable over the period (CAGR: -4.8%). Vs 2023, growth of +11% (8.7 M€ -> 9.7 M€). After deducting consumption (2.1 M€), gross margin stands at 7.6 M€, i.e. a rate of 79%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 144 k€, representing 1.5% of revenue. Warning negative scissor effect: despite revenue change (+11%), EBITDA varies by -65%, reducing margin by 3.2 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Net income is negative at -269 k€ (-2.8% of revenue), which will impact equity.
9 673 662 €
7 616 449 €
143 581 €
-96 881 €
-268 829 €
1.5%
The debt ratio (= Financial debt / Equity x 100) stands at 84%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 21%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 11.0 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 1.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
84.454%
20.76%
1.659%
11.018
15.3%
In 2024, the debt ratio of SOCIETE COYARD (84.45) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of SOCIETE COYARD (20.8%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2024, the repayment capacity of SOCIETE COYARD (11.02) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 136.06. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 55.0x. Operating income very largely covers interest expenses: high safety margin.
136.055
55.005
In 2024, the liquidity ratio of SOCIETE COYARD (136.06) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of SOCIETE COYARD (55.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 120 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 195 days. Excellent situation: suppliers finance 75 days of the operating cycle (retail model). Inventory turnover is 123 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 171 days of revenue, i.e. 4.6 M€ to permanently finance. Notable WCR improvement over the period (-45%), freeing up cash.
4 597 892 €
120 j
195 j
123 j
171 j
Indicative estimate only : the number of comparable transactions in this sector is limited (37 transactions). This range of 339 955€ to 1 111 236€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 37 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare SOCIETE COYARD with other companies in the same sector:
Voir toutes les statistiques du secteur Fabrication d'autres articles de robinetterie
The revenue of SOCIETE COYARD in 2024 is 9.7 M€.
SOCIETE COYARD recorded a net loss in 2024.
The headquarters of SOCIETE COYARD is located in BEAUCOUZE (49070), in the department Maine-et-Loire.
The tax return of SOCIETE COYARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
SOCIETE COYARD operates in the sector Fabrication d'autres articles de robinetterie (NAF code 28.14Z). See the 'Sector positioning' section above to compare the company with its competitors.