SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) : revenue, balance sheet and financial ratios

SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) is a French company founded 71 years ago, specialized in the sector Promotion immobilière de logements. Based in GENNEVILLIERS (92230), this company of category PME shows in 2023 a revenue of 98 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) (SIREN 308283597)
Indicator 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 97 776 € 13 786 € 41 649 € 41 548 € 46 468 € 9 390 227 € 44 885 € 3 645 148 €
Net income -154 113 € -175 828 € -126 318 € -663 429 € -437 909 € 285 410 € 45 416 € 418 397 €
EBITDA -179 548 € -221 271 € -242 383 € -414 076 € -470 455 € 63 080 € -225 505 € 289 371 €
Net margin -157.6% -1275.4% -303.3% -1596.8% -942.4% 3.0% 101.2% 11.5%

Revenue and income statement

In 2023, SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) achieves revenue of 98 k€. Revenue is declining over the period 2016-2023 (CAGR: -40.4%). Vs 2022, growth of +609% (14 k€ -> 98 k€). After deducting consumption (0 €), gross margin stands at 98 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -180 k€, representing -183.6% of revenue. Positive scissor effect: EBITDA margin improves by +1421.4 pts, sign of improved operational efficiency. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -154 k€ (-157.6% of revenue), which will impact equity.

Revenue (2023) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

97 776 €

Gross margin (2023) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

97 776 €

EBITDA (2023) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-179 548 €

EBIT (2023) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-181 516 €

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-154 113 €

EBITDA margin (2023) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-183.6%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 123%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

123.164%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

23.005%

Cash flow / Revenue (2023) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-152.859%

Repayment capacity (2023) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-26.813

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

72.7%

Solvency indicators evolution
SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC)

Sector positioning

Debt ratio
123.16 2023
2021
2022
2023
Q1: 0.0
Med: 5.81
Q3: 124.18
Average +12 pts over 3 years

In 2023, the debt ratio of SOCIETE COOPERATIVE D INT... (123.16) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
23.0% 2023
2021
2022
2023
Q1: 0.0%
Med: 14.0%
Q3: 54.07%
Good

In 2023, the financial autonomy of SOCIETE COOPERATIVE D INT... (23.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Repayment capacity
-26.81 years 2023
2021
2022
2023
Q1: -4.46 years
Med: 0.0 years
Q3: 1.58 years
Excellent

In 2023, the repayment capacity of SOCIETE COOPERATIVE D INT... (-26.81) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 761.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

761.304

Interest coverage (2023) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC)

Sector positioning

Liquidity ratio
761.3 2023
2021
2022
2023
Q1: 141.01
Med: 351.89
Q3: 1123.94
Good -12 pts over 3 years

In 2023, the liquidity ratio of SOCIETE COOPERATIVE D INT... (761.30) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
0.0x 2023
2021
2022
2023
Q1: -7.83x
Med: 0.0x
Q3: 3.21x
Good

In 2023, the interest coverage of SOCIETE COOPERATIVE D INT... (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 5389 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 37 days. The gap of 5352 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 53988 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 31224 days of revenue, i.e. 8.5 M€ to permanently finance. Over 2016-2023, WCR increased by +116%, requiring additional financing.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

8 480 337 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

5389 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

37 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

53988 j

WCR in days of revenue (2023) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

31224 j

WCR and payment terms evolution
SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC)

Positioning of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) is estimated at 27 353 € (range 9 836€ - 67 275€). The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2023
80 tx
9k€ 27k€ 67k€
27 353 € Range: 9 836€ - 67 275€
NAF 5 all-time

Valuation method used

Revenue Multiple
97 776 € × 0.28x = 27 354 €
Range: 9 836€ - 67 275€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC)

What is the revenue of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) ?

The revenue of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) in 2023 is 98 k€.

Is SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) profitable?

SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) recorded a net loss in 2023.

Where is the headquarters of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) ?

The headquarters of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) is located in GENNEVILLIERS (92230), in the department Hauts-de-Seine.

Where to find the tax return of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) ?

The tax return of SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) operate?

SOCIETE COOPERATIVE D INTERET COLLECTIF (SCIC) operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.