SOCIETE ANONYME DES CORDELIERS : revenue, balance sheet and financial ratios

SOCIETE ANONYME DES CORDELIERS is a French company founded 66 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in DINAN (22100), this company of category PME shows in 2025 a revenue of 107 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE ANONYME DES CORDELIERS (SIREN 026050096)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 107 360 € 107 258 € 106 625 € 107 476 € 96 249 € 89 797 € 89 773 € 89 595 € 90 993 € 90 971 €
Net income 5 193 € -1 436 € 9 361 € 4 282 € -5 845 € 4 931 € -3 939 € 22 747 € 4 340 € 11 597 €
EBITDA 51 408 € 54 987 € 66 746 € 75 719 € 39 593 € 43 947 € 34 717 € 59 598 € 40 839 € 48 705 €
Net margin 4.8% -1.3% 8.8% 4.0% -6.1% 5.5% -4.4% 25.4% 4.8% 12.7%

Revenue and income statement

In 2025, SOCIETE ANONYME DES CORDELIERS achieves revenue of 107 k€. Revenue is growing positively over 10 years (CAGR: +1.9%). Vs 2024: +0%. After deducting consumption (0 €), gross margin stands at 107 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 51 k€, representing 47.9% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -7%, reducing margin by 3.4 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5 k€, i.e. 4.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

107 360 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

107 360 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

51 408 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

7 629 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 193 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

47.9%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 121%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 45.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

121.457%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

41.432%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

45.614%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

4.086

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.9%

Solvency indicators evolution
SOCIETE ANONYME DES CORDELIERS

Sector positioning

Debt ratio
121.46 2025
2023
2024
2025
Q1: 0.0
Med: 8.6
Q3: 105.48
Average

In 2025, the debt ratio of SOCIETE ANONYME DES CORDE... (121.46) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
41.43% 2025
2023
2024
2025
Q1: 4.5%
Med: 47.12%
Q3: 86.18%
Average -6 pts over 3 years

In 2025, the financial autonomy of SOCIETE ANONYME DES CORDE... (41.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
4.09 years 2025
2023
2024
2025
Q1: 0.0 years
Med: 1.02 years
Q3: 9.03 years
Average

In 2025, the repayment capacity of SOCIETE ANONYME DES CORDE... (4.09) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 38.93. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 4.7x. Financial charges are adequately covered by operations.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

38.928

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

4.737

Liquidity indicators evolution
SOCIETE ANONYME DES CORDELIERS

Sector positioning

Liquidity ratio
38.93 2025
2023
2024
2025
Q1: 94.89
Med: 385.78
Q3: 1921.45
Watch

In 2025, the liquidity ratio of SOCIETE ANONYME DES CORDE... (38.93) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
4.74x 2025
2023
2024
2025
Q1: -0.08x
Med: 0.0x
Q3: 12.13x
Good

In 2025, the interest coverage of SOCIETE ANONYME DES CORDE... (4.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 109 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 289 days. Excellent situation: suppliers finance 180 days of the operating cycle (retail model). Overall, WCR represents 70 days of revenue, i.e. 21 k€ to permanently finance. Over 2016-2025, WCR increased by +139%, requiring additional financing.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

20 764 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

109 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

289 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

70 j

WCR and payment terms evolution
SOCIETE ANONYME DES CORDELIERS

Positioning of SOCIETE ANONYME DES CORDELIERS in its sector

Comparison with sector Location de terrains et d'autres biens immobiliers

Valuation estimate

Based on 117 transactions of similar company sales in 2025, the value of SOCIETE ANONYME DES CORDELIERS is estimated at 103 281 € (range 60 245€ - 282 278€). With an EBITDA of 51 408€, the sector multiple of 2.7x is applied. The price/revenue ratio is 0.92x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
117 transactions
60k€ 103k€ 282k€
103 281 € Range: 60 245€ - 282 278€
NAF 5 année 2025

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
51 408 € × 2.7x
Estimation 137 782 €
90 094€ - 402 665€
Revenue Multiple 30%
107 360 € × 0.92x
Estimation 98 589 €
46 299€ - 232 502€
Net Income Multiple 20%
5 193 € × 4.6x
Estimation 24 066 €
6 543€ - 55 978€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de terrains et d'autres biens immobiliers)

Compare SOCIETE ANONYME DES CORDELIERS with other companies in the same sector:

Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers

Frequently asked questions about SOCIETE ANONYME DES CORDELIERS

What is the revenue of SOCIETE ANONYME DES CORDELIERS ?

The revenue of SOCIETE ANONYME DES CORDELIERS in 2025 is 107 k€.

Is SOCIETE ANONYME DES CORDELIERS profitable?

Yes, SOCIETE ANONYME DES CORDELIERS generated a net profit of 5 k€ in 2025.

Where is the headquarters of SOCIETE ANONYME DES CORDELIERS ?

The headquarters of SOCIETE ANONYME DES CORDELIERS is located in DINAN (22100), in the department Cotes-d'Armor.

Where to find the tax return of SOCIETE ANONYME DES CORDELIERS ?

The tax return of SOCIETE ANONYME DES CORDELIERS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE ANONYME DES CORDELIERS operate?

SOCIETE ANONYME DES CORDELIERS operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.