SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE : revenue, balance sheet and financial ratios

SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE is a French company founded 67 years ago, specialized in the sector Location de logements. Based in BEAUVAIS (60000), this company of category GE shows in 2017 a revenue of 53.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE (SIREN 525920310)
Indicator 2017 2016
Revenue 53 174 885 € 52 736 012 €
Net income 5 700 628 € 5 672 983 €
EBITDA 40 167 156 € 26 142 325 €
Net margin 10.7% 10.8%

Revenue and income statement

In 2017, SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE achieves revenue of 53.2 M€. Vs 2016: +1%. After deducting consumption (0 €), gross margin stands at 53.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 40.2 M€, representing 75.5% of revenue. Positive scissor effect: EBITDA margin improves by +26.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 5.7 M€, i.e. 10.7% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2017) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

53 174 885 €

Gross margin (2017) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

53 174 885 €

EBITDA (2017) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

40 167 156 €

EBIT (2017) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

8 153 304 €

Net income (2017) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

5 700 628 €

EBITDA margin (2017) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

75.5%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 272%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 25%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 17.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 35.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2017) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

272.042%

Financial autonomy (2017) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

25.149%

Cash flow / Revenue (2017) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

35.491%

Repayment capacity (2017) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

17.914

Asset age ratio (2017) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

62.9%

Solvency indicators evolution
SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE

Sector positioning

Debt ratio
272.04 2017
2016
2017
Q1: -257.44
Med: 0.0
Q3: 126.83
Average

In 2017, the debt ratio of SOCIETE ANONYME D HABITAT... (272.04) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
25.15% 2017
2016
2017
Q1: 0.59%
Med: 45.13%
Q3: 99.25%
Average

In 2017, the financial autonomy of SOCIETE ANONYME D HABITAT... (25.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
17.91 years 2017
2016
2017
Q1: 0.0 years
Med: 0.87 years
Q3: 19.49 years
Average

In 2017, the repayment capacity of SOCIETE ANONYME D HABITAT... (17.91) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 882.53. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 15.9x. Operating income very largely covers interest expenses: high safety margin.

Liquidity ratio (2017) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

882.53

Interest coverage (2017) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

15.899

Liquidity indicators evolution
SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE

Sector positioning

Liquidity ratio
882.53 2017
2016
2017
Q1: 11.99
Med: 134.99
Q3: 798.76
Excellent +17 pts over 2 years

In 2017, the liquidity ratio of SOCIETE ANONYME D HABITAT... (882.53) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
15.9x 2017
2016
2017
Q1: 0.0x
Med: 1.75x
Q3: 33.99x
Good

In 2017, the interest coverage of SOCIETE ANONYME D HABITAT... (15.9x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Inventory turnover is 9 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 272 days of revenue, i.e. 40.2 M€ to permanently finance.

Operating WCR (2017) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

40 244 880 €

Customer credit (2017) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2017) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2017) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

9 j

WCR in days of revenue (2017) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

272 j

WCR and payment terms evolution
SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE

Positioning of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE in its sector

Comparison with sector Location de logements

Valuation estimate

Based on 227 transactions of similar company sales in 2017, the value of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE is estimated at 105 610 966 € (range 33 584 250€ - 199 954 920€). With an EBITDA of 40 167 156€, the sector multiple of 4.4x is applied. The price/revenue ratio is 0.62x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2017
227 transactions
33584k€ 105610k€ 199954k€
105 610 966 € Range: 33 584 250€ - 199 954 920€
NAF 5 année 2017

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
40 167 156 € × 4.4x
Estimation 178 641 548 €
55 004 558€ - 324 536 549€
Revenue Multiple 30%
53 174 885 € × 0.62x
Estimation 32 713 466 €
11 958 237€ - 74 837 286€
Net Income Multiple 20%
5 700 628 € × 5.7x
Estimation 32 380 761 €
12 472 502€ - 76 177 302€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 227 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Location de logements)

Compare SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE with other companies in the same sector:

Voir toutes les statistiques du secteur Location de logements

Frequently asked questions about SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE

What is the revenue of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE ?

The revenue of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE in 2017 is 53.2 M€.

Is SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE profitable?

Yes, SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE generated a net profit of 5.7 M€ in 2017.

Where is the headquarters of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE ?

The headquarters of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE is located in BEAUVAIS (60000), in the department Oise.

Where to find the tax return of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE ?

The tax return of SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE operate?

SOCIETE ANONYME D HABITATION A LOYER MODERE DU DEPARTEMENT DE L OISE operates in the sector Location de logements (NAF code 68.20A). See the 'Sector positioning' section above to compare the company with its competitors.