SOCIETE AMEUBLEMENT MEUBLES MONNIER : revenue, balance sheet and financial ratios

SOCIETE AMEUBLEMENT MEUBLES MONNIER is a French company founded 26 years ago, specialized in the sector Commerce de détail de meubles. Based in GORRON (53120), this company of category PME shows in 2025 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOCIETE AMEUBLEMENT MEUBLES MONNIER (SIREN 423394626)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 514 502 € 1 689 633 € 1 666 924 € 1 512 634 € 1 532 661 € 1 219 338 € 1 403 618 € 1 362 076 € 1 424 757 € 1 539 344 €
Net income -6 501 € 4 391 € -58 671 € -37 490 € 96 948 € 303 183 € -32 169 € 49 930 € -21 580 € -16 621 €
EBITDA -61 812 € 82 008 € 27 303 € -5 949 € 32 807 € -10 676 € -1 038 € -19 469 € 14 272 € 25 154 €
Net margin -0.4% 0.3% -3.5% -2.5% 6.3% 24.9% -2.3% 3.7% -1.5% -1.1%

Revenue and income statement

In 2025, SOCIETE AMEUBLEMENT MEUBLES MONNIER achieves revenue of 1.5 M€. Activity remains stable over the period (CAGR: -0.2%). Significant drop of -10% vs 2024. After deducting consumption (850 k€), gross margin stands at 665 k€, i.e. a rate of 44%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -62 k€, representing -4.1% of revenue. Warning negative scissor effect: despite revenue change (-10%), EBITDA varies by -175%, reducing margin by 8.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -7 k€ (-0.4% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 514 502 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

664 592 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-61 812 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-127 702 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-6 501 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-4.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 155%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 13%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

154.695%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

12.529%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-7.515%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-1.462

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.6%

Solvency indicators evolution
SOCIETE AMEUBLEMENT MEUBLES MONNIER

Sector positioning

Debt ratio
154.69 2025
2023
2024
2025
Q1: 0.93
Med: 15.8
Q3: 62.78
Average

In 2025, the debt ratio of SOCIETE AMEUBLEMENT MEUBL... (154.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
12.53% 2025
2023
2024
2025
Q1: 16.18%
Med: 36.96%
Q3: 56.64%
Average

In 2025, the financial autonomy of SOCIETE AMEUBLEMENT MEUBL... (12.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-1.46 years 2025
2023
2024
2025
Q1: -0.18 years
Med: 0.16 years
Q3: 1.73 years
Excellent

In 2025, the repayment capacity of SOCIETE AMEUBLEMENT MEUBL... (-1.46) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 118.25. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

118.245

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-3.001

Liquidity indicators evolution
SOCIETE AMEUBLEMENT MEUBLES MONNIER

Sector positioning

Liquidity ratio
118.25 2025
2023
2024
2025
Q1: 122.17
Med: 174.02
Q3: 270.04
Watch

In 2025, the liquidity ratio of SOCIETE AMEUBLEMENT MEUBL... (118.25) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Interest coverage
-3.0x 2025
2023
2024
2025
Q1: -0.05x
Med: 0.77x
Q3: 5.5x
Average -50 pts over 3 years

In 2025, the interest coverage of SOCIETE AMEUBLEMENT MEUBL... (-3.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 18 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 134 days. Excellent situation: suppliers finance 116 days of the operating cycle (retail model). Inventory turnover is 109 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 135 days of revenue, i.e. 569 k€ to permanently finance.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

569 120 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

18 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

134 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

109 j

WCR in days of revenue (2025) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

135 j

WCR and payment terms evolution
SOCIETE AMEUBLEMENT MEUBLES MONNIER

Positioning of SOCIETE AMEUBLEMENT MEUBLES MONNIER in its sector

Comparison with sector Commerce de détail de meubles

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (39 transactions). This range of 172 574€ to 478 610€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
172k€ 253k€ 478k€
253 522 € Range: 172 574€ - 478 610€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 39 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail de meubles)

Compare SOCIETE AMEUBLEMENT MEUBLES MONNIER with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail de meubles

Frequently asked questions about SOCIETE AMEUBLEMENT MEUBLES MONNIER

What is the revenue of SOCIETE AMEUBLEMENT MEUBLES MONNIER ?

The revenue of SOCIETE AMEUBLEMENT MEUBLES MONNIER in 2025 is 1.5 M€.

Is SOCIETE AMEUBLEMENT MEUBLES MONNIER profitable?

SOCIETE AMEUBLEMENT MEUBLES MONNIER recorded a net loss in 2025.

Where is the headquarters of SOCIETE AMEUBLEMENT MEUBLES MONNIER ?

The headquarters of SOCIETE AMEUBLEMENT MEUBLES MONNIER is located in GORRON (53120), in the department Mayenne.

Where to find the tax return of SOCIETE AMEUBLEMENT MEUBLES MONNIER ?

The tax return of SOCIETE AMEUBLEMENT MEUBLES MONNIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOCIETE AMEUBLEMENT MEUBLES MONNIER operate?

SOCIETE AMEUBLEMENT MEUBLES MONNIER operates in the sector Commerce de détail de meubles (NAF code 47.59A). See the 'Sector positioning' section above to compare the company with its competitors.