SOC FRANCAISE D INFORMATION S F I : revenue, balance sheet and financial ratios

SOC FRANCAISE D INFORMATION S F I is a French company founded 31 years ago, specialized in the sector Programmation informatique. Based in SAINT-ETIENNE (42000), this company of category PME shows in 2024 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - SOC FRANCAISE D INFORMATION S F I (SIREN 401407747)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 1 449 509 € 1 393 396 € 1 534 337 € 1 456 394 € 1 495 488 € 1 253 192 € 1 274 068 € 1 176 116 € 1 176 434 €
Net income 352 326 € -39 073 € 71 478 € 29 409 € 21 420 € -43 729 € 58 289 € 126 061 € 147 564 €
EBITDA 50 412 € 22 993 € 126 853 € 73 248 € 92 155 € -27 739 € 48 171 € 152 551 € 209 573 €
Net margin 24.3% -2.8% 4.7% 2.0% 1.4% -3.5% 4.6% 10.7% 12.5%

Revenue and income statement

In 2024, SOC FRANCAISE D INFORMATION S F I achieves revenue of 1.4 M€. Revenue is growing positively over 9 years (CAGR: +2.6%). Vs 2023: +4%. After deducting consumption (42 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 50 k€, representing 3.5% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 352 k€, i.e. 24.3% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 449 509 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

1 449 467 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

50 412 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-14 320 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

352 326 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.5%

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 71%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.6 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 4.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

4.26%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

71.179%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

4.29%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.607

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

22.3%

Solvency indicators evolution
SOC FRANCAISE D INFORMATION S F I

Sector positioning

Debt ratio
4.26 2024
2022
2023
2024
Q1: 0.0
Med: 3.36
Q3: 42.51
Average -9 pts over 3 years

In 2024, the debt ratio of SOC FRANCAISE D INFORMATI... (4.26) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
71.18% 2024
2022
2023
2024
Q1: 3.88%
Med: 34.74%
Q3: 63.98%
Excellent +9 pts over 3 years

In 2024, the financial autonomy of SOC FRANCAISE D INFORMATI... (71.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.61 years 2024
2022
2023
2024
Q1: 0.0 years
Med: 0.0 years
Q3: 0.39 years
Average

In 2024, the repayment capacity of SOC FRANCAISE D INFORMATI... (0.61) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 394.16. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.6x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

394.164

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.559

Liquidity indicators evolution
SOC FRANCAISE D INFORMATION S F I

Sector positioning

Liquidity ratio
394.16 2024
2022
2023
2024
Q1: 132.21
Med: 250.32
Q3: 499.26
Good +11 pts over 3 years

In 2024, the liquidity ratio of SOC FRANCAISE D INFORMATI... (394.16) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
1.56x 2024
2022
2023
2024
Q1: 0.0x
Med: 0.0x
Q3: 0.47x
Excellent

In 2024, the interest coverage of SOC FRANCAISE D INFORMATI... (1.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 85 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 32 days. The gap of 53 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 43 days of revenue, i.e. 174 k€ to permanently finance.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

173 883 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

85 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

32 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

43 j

WCR and payment terms evolution
SOC FRANCAISE D INFORMATION S F I

Positioning of SOC FRANCAISE D INFORMATION S F I in its sector

Comparison with sector Programmation informatique

Valuation estimate

Based on 120 transactions of similar company sales (all years), the value of SOC FRANCAISE D INFORMATION S F I is estimated at 325 834 € (range 156 905€ - 861 933€). With an EBITDA of 50 412€, the sector multiple of 2.2x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
120 transactions
156k€ 325k€ 861k€
325 834 € Range: 156 905€ - 861 933€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
50 412 € × 2.2x
Estimation 112 103 €
48 644€ - 308 379€
Revenue Multiple 30%
1 449 509 € × 0.27x
Estimation 393 698 €
222 552€ - 962 857€
Net Income Multiple 20%
352 326 € × 2.2x
Estimation 758 370 €
329 087€ - 2 094 433€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 120 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Programmation informatique)

Compare SOC FRANCAISE D INFORMATION S F I with other companies in the same sector:

Voir toutes les statistiques du secteur Programmation informatique

Frequently asked questions about SOC FRANCAISE D INFORMATION S F I

What is the revenue of SOC FRANCAISE D INFORMATION S F I ?

The revenue of SOC FRANCAISE D INFORMATION S F I in 2024 is 1.4 M€.

Is SOC FRANCAISE D INFORMATION S F I profitable?

Yes, SOC FRANCAISE D INFORMATION S F I generated a net profit of 352 k€ in 2024.

Where is the headquarters of SOC FRANCAISE D INFORMATION S F I ?

The headquarters of SOC FRANCAISE D INFORMATION S F I is located in SAINT-ETIENNE (42000), in the department Loire.

Where to find the tax return of SOC FRANCAISE D INFORMATION S F I ?

The tax return of SOC FRANCAISE D INFORMATION S F I is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does SOC FRANCAISE D INFORMATION S F I operate?

SOC FRANCAISE D INFORMATION S F I operates in the sector Programmation informatique (NAF code 62.01Z). See the 'Sector positioning' section above to compare the company with its competitors.